Category Archives: Finance Guide

Networking is key to becoming an insurance broker. Make an effort to attend community events and utilize platforms like LinkedIn, Twitter and TikTok for effective lead generation. Your next step in setting up a business must be selecting an operating structure. This decision will have an impactful effect on how taxed and whether your personal […]

Value can have a substantial bearing on how much landlord insurance coverage a property requires, with location also playing a part. Landlord insurance covers rental properties against damage caused by tenants and their guests, ranging from structural repairs, loss of rental income protection, to liability protection. Coverage Limits When determining how much landlord insurance coverage […]

Clients of vendors often require Certificates of Insurance as a condition of doing business, which might include additional insured endorsements and waivers of subrogation clauses. An Certificate of Information (COI) summarizes your most essential business insurance details on one page. It details effective and expiration dates, policy number, who is covered, and limits for each […]

Many insurance providers provide car and renters bundle policies at discounted rates to save you hundreds each year. Bundling may not always be the optimal option; to ensure you get the most out of your policy, compare quotes to ensure that it provides adequate protection. In particular, check whether or not your coverage extends to […]

Fixed annuities aren’t exactly flashy as financial tools. These insurance contracts offer a moderate fixed return for either a premium or a lump amount of cash. They provide a steady income for the rest your life, as well as that of your spouse or partner. Sara Wiener, Assistant Vice President of Annuities at Principal Financial Group, Des […]

Two speed-loving bikers were killed in a tragic accident in September. The community was devastated and authorities are still trying to figure out how to prevent similar accidents in the future. Two young men were riding with other riders in Texas outside Grapevine Hooters. However, when they pulled out of the lot, Robert Wright and […]

Did you know that women are more likely to find affordable auto insurance than their male counterparts? The automobile insurance rates in America have been on the rise over the past few years. This is something that everyone knows. This could be due to an increase in people driving and the growing population of the […]

Can you tell me the top secrets of an insurance adjuster? One of my readers wrote… The answer isn’t simple since there are many strategies out there to help you settle for less. We can talk about property damages, wages, pain and suffering and rental cars. I’ll also share the most commonly used techniques and […]

The 1988 passage of Proposition 103 changed the California private auto forever. The regulations stipulated that insurance companies had to accept all drivers as defined by them and rate auto based on three primary factors: Driving Safety and Annual Mileage. 40 additional factors were later accepted on to a list of secondary permissible factors. Insurance […]

What does the medical payment coverage section of your auto policy do? What is the coverage of medical payments? What does the medical payment coverage do to coordinate with your health insurance? You will need to have automobile insurance if you are going to be driving a motor car in every state. Insurance requirements vary […]