Category Archives: Finance Guide

Many private auto insurance coverage firms contemplate your credit score info when figuring out how a lot premium to cost to your insurance coverage. So if you’re calling round for brand spanking new insurance coverage, take into account that many insurers are your credit score historical past. I hope that we can let you already […]

Are you one of those people who still believes that there is a fine for not having medical insurance? Well, it’s time to put your mind at ease and shed some light on the subject. The truth may surprise you! With recent changes to healthcare laws and policies, many are left wondering if they will […]

Buckle up, folks! Auto insurance may not be the most exciting topic, but it’s a crucial one. We all know how important it is to have car insurance in case of an accident, but do you really understand what basic auto insurance covers? In this blog post, we’ll break down the basics of what basic […]

Are you excited to explore the stunning fjords and breathtaking northern lights of Norway? As a US citizen, it’s important to make sure that you’re fully prepared for your trip. One question that often comes up is whether or not travel insurance is necessary for traveling to Norway. In this blog post, we’ll dive into […]

Fender benders occur every day. While damages are sometimes minor, you may still wonder whether to file an insurance claim as this can negatively impact your rates. Before filing a claim, however, it would be prudent to obtain an estimate for repairs; you might find that their cost comes in close to or under your […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]

As long as your health insurance premiums are paid through payroll deduction, they qualify as tax deductible expenses. Please be aware that only certain premiums qualify. Limiting exclusion could reduce work incentives for those who place high value on health coverage, especially those who expect heavy medical use, while it might impact how employers structure […]

Medicare Supplement insurance (commonly referred to as Medigap) is private health insurance designed to supplement Medicare Part A and B costs. There are 10 standard Medicare Supplement plans that each offer the same set of benefits no matter which insurance company sells it. Costing of Medicare Supplement insurance depends on many variables, such as which […]

If you plan on placing your car on hold for any extended period, be sure to talk with your insurance company first. They may have special rules in place that can help avoid coverage gaps and potentially expensive rate hikes. GEICO provides numerous ways to save on car insurance policies. Get your personalized rate quote […]

Insurance policy documents such as cards and declaration pages should always be kept as long as their policies remain active. This is particularly crucial for auto and health policies as law enforcement or hospitals may request to see these documents for verification purposes. Medical explanation of benefits (EOBs) should only be kept until they can […]