Premiums are payments to insurance companies in exchange for coverage. They may be paid monthly, quarterly, semiannually or annually and determined based on factors like policy type, risk analysis and demographic data. Underwriters carefully consider dozens or even hundreds of factors when underwriting policies to assess their risk level and ensure an acceptable risk profile […]
Category Archives: Finance Guide
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Apr
Apr
You can choose the right agent to protect your personal property and auto, or your company and employees. Agents who are exclusive or captive When you’re looking for insurance, there are three types of agents to choose from. A captive or exclusive agent is an individual who represents one company. Direct writers are companies who […]
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Apr
Apr
Are you curious about the health insurance benefits available to employees of the New York Power Authority (NYPA)? Look no further! In this post, we’ll dive into what health insurance options are available to NYPA employees and how they can make the most out of their coverage. Whether you’re a current or prospective employee, understanding […]
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Apr
Apr
There are many factors that influence your car insurance. This is especially true if you’re looking for affordable insurance premiums. How expensive your insurance will be depends on your age, gender, as well as a history of any claims you have made. Most people negotiate for low premium rates and then settle with an insurance […]
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Apr
Apr
Picture this: You’re cruising down the highway, music blasting and wind in your hair. Suddenly, you hear a loud bang from under the hood and your car starts to sputter. Your heart sinks as you realize that something is terribly wrong with your engine – but will your car insurance cover it? This is a […]
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Apr
Apr
Auto Accident Law Pennsylvania: Uninsured or Underinsured Motorist Protection – What You Don’t Know (And Shouldn’t Buy) Could Hurt Your Business There are many types of insurance that individuals can buy, including life insurance, long term disability, and home owner’s insurance. Individuals should have uninsured/underinsured motorist coverage to protect themselves and their families. Uninsured motorist […]
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Apr
Apr
Have you ever wondered how much a life insurance policy from the 1950s would be worth today? It’s an intriguing question that comes with a fascinating answer. Life insurance policies have been around for centuries, but they’ve evolved over time. The benefits and premiums of policies from the past are vastly different from those we […]
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Apr
Apr
These 11 steps will help you manage your auto insurance claim. They will also keep you organized so that you don’t lose too much money. Accidents are the worst thing that could happen to you. You’re glad that you have auto coverage now that you’ve had an accident. Hopefully everyone is fine. But, your car […]
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Apr
Apr
What’s Florida no fault insurance coverage? What precisely isn’t any fault insurance coverage within the first place? The place is it obtainable and what are its benefits and downsides? In the event you life in FL and have questions on how the Florida no fault automobile insurance coverage legal guidelines work or actually if you […]
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Apr
Apr
Are you looking for affordable eyewear options that accept your insurance? Look no further than Costco Optical! From stylish frames to high-quality lenses, Costco has everything you need to keep your eyes healthy and your vision sharp. But the big question remains: does Costco Optical accept insurance? Let’s dive into the details and find out […]