Category Archives: Finance Guide

Most dangerous days to drive

Holidays are more likely to cause an accident than regular days. The week between Christmas Eve and New Years is the most dangerous for drivers. Thanksgiving follows. Holiday car accidents are often caused by alcohol, but speeding, inclement weather, and distracted driving are also major factors. Drivers are also more likely to be in an accident on […]

Vermont Mutual Insurance review: Home & car

Vermont Mutual Insurance is one the most established property and casualty insurers in the country. The company was established in 1828, and has had its headquarters in Montpelier for more than 190 years. Vermont Mutual today offers a wide range of insurance products including auto and home insurance. There are policies available in Connecticut, Maine and Massachusetts as […]

Car insurance for teen drivers

Young drivers are often expensive to insure. However, parents might be relieved to learn that they will pay less each year. Rates for young drivers become more affordable as they age, so they can get their own insurance policies. Quadrant Information Services partnered with us to find the lowest rates on car insurance for young adults. All […]

Self-Motivation or Regulation in Reinsurance

Reinsurance industry is moving to sign contracts at inception. Is it possible? Introduction The Sellers and Buyers in reinsurance have always been notoriously slow to get “actual contracts” negotiated and drafted. All of us are familiar with the stories of “handshake agreements” and “cover notes written onto napkins”. Everyone knew each other, and deals were made as […]

Temporary car insurance

Temporary auto insurance can be a tricky prospect and doesn’t always work out as customers expect. It is possible to get temporary auto insurance if you are careful and understand the process. In many cases, traditional auto insurance policies might not be feasible. These situations are where one-week auto insurance is a good option. It can reduce the […]

Virginia Car Insurance Laws

It is essential to have Virginia car insurance. Data from the Virginia Department of Motor Vehicles (DMV), showed that 180 people were hurt in car accidents in the state in 2019. In Virginia, there were 827 deaths in that same year. Virginia drivers must have car insurance to drive legally. It doesn’t matter how many times you drive or how old […]

Costs Of Settlement – Title Insurance

Home Sale Services, Inc. (www.homesaleserviceinc.com) has launched a series of articles addressing the costs of real estate settlement. The title insurance is the second article in this series. Title insurance is one of the expenses associated with a real property purchase. All lenders in Pennsylvania require title insurance when they provide funds (mortgages), to purchase real property. This […]

Streamlining Insurance Collections With HIPAA Electronic Transactions

The primary way to increase revenue and cash flow is to reduce the time it takes to collect payments. HIPAA electronic transactions can greatly streamline the insurance collection process. Electronic Submission (837 Professional & Institutional) versus US Mail. It is common to submit claims electronically, but it is important that you highlight the efficiency of electronic […]