Drivers who do not have car insurance in Louisiana are not allowed to drive. If you are stopped by an officer for any reason, and you can’t show proof of insurance, the officer has the right to take your license plates and seize your car. Did you also know that your license plates may be destroyed if […]
Category Archives: Finance Guide
These are the words that no one wants to hear when an agent offers insurance: “We cannot provide coverage for your car.” Your auto insurance company might drop you in one of two ways: Nonrenewal, or canceled car insurance. Your insurer may decide to end your policy term and not renew your insurance. The reason for nonrenewal […]
Mortgage insurance is a type of insurance that is typically required when you take out a loan to buy a home. The purpose of mortgage insurance is to protect the lender in case you cannot make your mortgage payments. Mortgage insurance comes with a cost, and it’s something you should be aware of before you […]
Are you currently covered by health insurance, but you’re not happy with the policy? Maybe you have a pre-existing condition that makes you ineligible for some of the coverage offered. Or maybe the premiums are just too high. In any case, it may be worth considering whether you can change health insurance mid-policy. Here are […]
Canada’s law requires all drivers to have car insurance, regardless of where they are driving. In all provinces and territories, this is mandatory. You must have insurance that covers your vehicle. If you’re caught driving without this coverage, you could be charged with a fine, suspended your driver’s license, and have your vehicle towable and impounded. Fines can […]
Your average Mississippi auto insurance premium could increase by $926 per year due to ADUI. Although this has a significant effect on premiums it is still less than the $1,662 national average increase. You can expect to see your premiums rise if you are convicted of DUI. However, you might find it more difficult to get insurance […]
Employers in the United States are required by law to provide health insurance for their employees. However, what about companies that don’t have any employees? Can they still offer health insurance to their nonemployees? The answer is a definite yes. In fact, many companies do this on a voluntary basis in order to attract and […]
While we all have our own preferences when shopping for cars, the fundamental theme is the same. We want a car that will give us the performance we need at a cost we can afford. It should have great gas mileage and other cool features. We don’t always think about whether we will be able to keep our […]
The Sunflower State, Kansas, has an average of two million licensed drivers, and in 2020, had 400 traffic deaths, an increase of five percent from 2019. Around 20% of these fatalities were reported to have been caused by impaired driving. Kansas Highway Patrol is responsible for hundreds of drunk driving fatalities each year. Despite the existence of laws and penalties, […]
When you get pulled over for a speeding ticket, how long does it typically stay on your insurance record? Unfortunately, this answer is not as straightforward as you might think. Speeding tickets can have a variety of consequences, ranging from decreased rates on your car insurance to difficulty getting a loan in the future. In […]