Category Archives: Finance Guide

How to read an auto insurance policy

Understanding your auto insurance policy is key to determining if you are properly insured. It is important to understand the components of your car insurance policy and how they relate with your financial protection. In all states except for New Hampshire, vehicle owners are required by law to carry a certain amount of insurance coverage to register and […]

Average cost of car insurance in Arizona

Arizona drivers must have minimum coverage in order to legally drive their car. Arizona drivers will pay on average $555 per year for minimum coverage, and $1,547 for full coverage. Car insurance rates can be personalized depending on factors such as age, credit score, and location. Arizona drivers have access to dozens of car insurance companies that […]

Could Poor Credit Raise Your Renters Insurance Rates?

The cost of renters insurance will vary depending on where you live, what coverage you choose, and whether or not you have ever filed any claims. Your credit history can have a significant impact on your rate in many states. NerdWallet’s recent analysis found that renters insurance rates in states with credit rating factors are 83% higher for […]

Avoiding Common Perils in Insurance Sales: Tips for a Lasting Career

Recent reports indicate that insurance sales careers are on the rise. The U.S. Department Labor reported a rise of 900 jobs in December 2005, and another 2,500 in January 2006. Although the rising trend in insurance sales is encouraging news, many agents quit the industry, falling prey to the usual perils of selling insurance. You can […]

Nature’s Fury – Time to Check Your Insurance

Exmouth and Moora, both in Western Australia, don’t share much in common with Sydney. This year, however, there is a unifying bond. We all felt the full force Mother Nature. Flooding in Moora, a Wheatbelt community, caused damage of approximately $10 million to homes and properties. The community suffered millions of dollars more when Cyclone Vance struck […]