Category Archives: Finance Guide

Everybody wants to save money, so why not reduce your truck insurance costs? Let me show you how premiums are calculated in a moment. First… Insurance rates, Einstein and the Theory of Relativity It took nearly 200 years for Sir Isaac Newton to come up with his famous formula, E=mc2. What does auto insurance have to do the […]

Most people will say they are a good driver when asked. However, statistics from the National Highway Safety Traffic Administration show that this is not true. Every year, over 40,000 motorists are killed in an auto accident. 98% of these accidents were caused by drivers who are distracted. Statistically speaking, this means that most of us would […]

When you buy a property, you need to be sure that your home insurance policy covers it. But what if you want to sell the property? Should you get an insurance license? The answer is a little more complicated than that. Here’s a guide on how to get your insurance license in California and all […]

When you think about your home, what is the first thing that comes to mind? Probably the place where you live. But what about all of the other things inside—the appliances, fixtures, and more? Home insurance is designed to protect your residence and belongings from damage or loss. And as you might expect, the amount […]

Our housing costs eat up a large portion of our household income and as a retiree on a fixed income, those costs can be crippling. Unfortunately the cost of housing is only going to get more expensive as we try to manage all of the things that are being thrown at us.  While we may […]

You have probably seen the advertisements for Sheilas Wheels car insurance. Three beautiful blonde women sit in a pink bubblegum-pink car and are looking very pretty. The good-natured girls are juxtaposed with a group of Australian sheep station men who were left out of the cheap women-only car insurance plan. It is clear that sisters are insuring […]

Insurance is a business that depends on predicting risks. This is why, when an event happens that’s out of the ordinary, insurers are quick to react and adjust their rates accordingly. In this blog post, we will explore how insurers predict individual risks and how this affects your premiums. We’ll also look at some of […]

Captive management is a business strategy used by insurance companies to manage their investments. It involves the company owning or leasing a property and managing it single-handedly. The company retains full control of all facets of the property, including its occupancy, operations, and maintenance. This type of management allows insurance companies to take advantage of […]

Are you able to tell the difference between a high-risk driver and one that is safe? Your opinion may be a little different than your car insurance provider’s. What does your insurance provider have to say about you driving record? What makes a high-risk driver? Everyone should be concerned about high-risk drivers. High risk drivers are people who […]

It seems that people are increasingly willing to take their car with them when they travel to Europe. In recent years, it is estimated that approximately three million people have taken their car to Europe. This trend is clearly on the rise. While it is important to remember to drive on the right-hand side of the road, […]