Category Archives: Finance Guide

It is important to have liability insurance. Most states require that motorists maintain minimum liability coverage on their vehicles. It protects you from the costs associated with injuries and damage caused by another person in an auto accident in which you are deemed to be at fault. The policy consists of two parts. There are two parts […]

Practically every South Carolina driver dreams of affordable car insurance. Guess what? Follow these tips and your dream may come true! Let’s begin with the basics. Your car. You may not be aware of the fact that certain cars are more expensive to insure than others. It is a good idea to speak with your agent about car insurance to […]

It can be difficult to maintain a car insurance policy in Arizona, or obtain new coverage after a DUI conviction. A DUI in Arizona doubles the driver’s average premium, which is the same percentage as the national average premium. Arizona DUI laws If you are 21 years old or older and have a BAC (Blood Alcohol Concentration), […]

When you’re considering whether or not to call an air ambulance, one of the first things you may want to do is check your insurance policy. After all, is it worth shelling out extra money for something that may not be covered? In this blog post, we will explore some of the factors you may […]

If your vehicle is stolen or totaled, gap insurance may be able to help. The key takeaways When the remaining amount on your car lease or loan exceeds the vehicle’s value at the time, gap insurance will pay. Gap coverage is only worth it if you lease a car, or owe more on your loan […]

If you have a vehicle registered in a state, car insurance is required. You could face suspension of driving privileges or a heavy fine if you don’t have car insurance. Each driver will pay a different car-insurance rate because premiums are determined by personal factors like age, credit score, and state. These factors are not the only ones that […]

State Farm Umbrella Insurance is a great way to protect yourself and your assets in case of disasters or accidents. One common question people have is whether or not State Farm Umbrella Insurance covers rental property. The short answer is yes, State Farm Umbrella Insurance does cover rental property. However, there are a few caveats […]

Gul life insurance is a type of insurance that was created especially for young adults. It’s designed to help you cover financial costs in case of an unexpected death, such as a car accident, job loss or health problem. Gul life insurance is different than other types of life insurance because it has no conditions […]

Many households have multiple vehicles because of the presence of two or more adults, or two people who work with a teenager who is a driver. It doesn’t matter what, if you have more than one vehicle you may be eligible for a discount from your insurance company. Multi-vehicle loyalty discounts can be very beneficial for the […]

A hit and run is when one party in an accident leaves the scene without providing assistance or information to other parties. This can also include failure to report an accident to authorities. According to a AAA Foundation survey, a hit-and-run accident occurs in a car every 43 seconds. This is according to data from National Highway Traffic Safety […]