Category Archives: Finance Guide

New Mexico was third in the country for drivers without insurance. Just over 20% of drivers are uninsured as of 2015. Despite this risk, Farmington’s average car insurance rates are lower than the national average. On average, drivers will pay $354 annually for minimum coverage, and $1312 for full coverage. You should have car insurance in place to protect […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Are you considering buying a salvage car but worried about the risks involved? You’re not alone. Many people wonder whether they can insure a vehicle with a salvage title or if it’s even worth it. In this blog post, we’ll explore the ins and outs of insuring a salvage car and help you make an […]

All policyholders’ actions behind the wheel and on the roads are monitored by their insurance companies throughout the term. Insurers can determine if it is necessary to modify the policy with the help of local DMV officers and police officers. Not all changes are bad. Drivers who follow the guidelines of their insurers and have safe driving […]

One of the oldest institutions that man has created is marriage. According to an old proverb, marriages are created in heaven and completed on Earth. Many believe that God creates human beings from the same soul in pairs and that everyone has a soulmate in this life. Finding your soulmate is the true meaning of true love. Each person has […]

Are you on the hunt for affordable health insurance? Look no further than Davita Health Insurance. As a single person, it’s important to know how much you can expect to spend on healthcare coverage. That’s why we’re breaking down the cost of Davita Health Insurance for a single individual in this post. From monthly premiums […]

You will need to file an insurance claim if your vehicle is involved in a collision, or your car is damaged while you are driving it. You can file a claim to have your vehicle repaired or replaced. You may be eligible for a loaner vehicle, depending on which insurance company you have. Find out if you […]