Category Archives: Finance Guide

Third-party administrators (TPAs), are one of today’s hottest trends in insurance. According to the Society of Professional Benefits Administrators, (SPBA), 66% of U.S. workers are covered by self-funded plans. Most of these plans are managed by independent third party administrators. What should you look for when choosing a TPA? Here are some tips for independent agents. Where do […]

Are you currently paying for a life insurance policy or considering getting one? You may be wondering if the money received from a life insurance payout is taxable. The answer to this question can vary depending on certain factors. In this blog post, we’ll break down everything you need to know about whether or not […]

Even though there aren’t many differences between private and business auto insurance, it’s important to note that the difference is not so obvious when the same driver uses the car for personal and business purposes. Many auto insurance companies recommend that a company owner purchase normal personal auto insurance for their car if there is only […]

Before you decide whether or not to provide taxi insurance, make sure that you have enough quotations. When quoting, the industry follows the principle of “utmost trust”. This means that taxi insurance companies will assume that you have provided accurate information. The company can cancel your entire policy if it later becomes clear that you are lying. This would […]

A one-day car insurance policy is a great way to protect your vehicle from any liability should you decide to lend or borrow it from a friend, family member, or relative. Even if you are thinking of the two of them as one, you should be covered by your individual insurance policies. You might also want […]

There are several steps that you can take to increase your car accident settlements. These steps will help you to pay for vehicle damage, injuries, medical bills, and other related expenses. You must first do the following: Be Calm This is simple, but it’s essential. Your adrenaline levels are high after an auto accident. Screaming at the […]

Americans still spend thousands of dollars annually on their health care, even though employers pay a significant portion of the cost. According to the Kaiser Family Foundation, workers who have employer-sponsored health insurance pay $1,243 per year for single coverage and $5,588 per year for family coverage. For single coverage, the average annual deductible is $1644, while […]

Car insurance for women can be found easily and is often cheaper than for men. Do you think this is because of sexism? You are correct if you answered yes. This attitude towards women drivers, whatever you call it, is based upon facts and reflected in the lower price. It is a known fact that women are more likely […]

Ohio is among the states that have retained the “tort” and “at fault” method of determining compensation for victims of automobile accidents. Ohio has minimum insurance coverage requirements. At the time of writing, every car owner must have $12,500.00 bodily injury coverage per person. This can be up to $25,000.00 per accident. Every car owner must also have […]

In Connecticut , two thirds of the residents own their homes. This is great news for building equity, but not so good news for those who are unable to keep their homes. Your home insurance can help you deal with the aftermath of theft, fire, or an interaction with a litigious neighbor. If you have a policy, it’s […]