Category Archives: Finance Guide

Understanding High Risk Auto Insurance

High-risk drivers are those who drive on roads. These drivers include DUI offenders, habitual speeding ticket recipients and other bad decision-makers. Each motor vehicle comes with its own risks. Negligent behavior can lead to accidents, arrests, and citations. These high-risk drivers are often arrested and sent to jail. They may also be fined, have their license suspended or revoked. […]

Buying Auto Insurance Online – Ways to Save Money and Time

Every driver will face the challenge of purchasing auto insurance at one time or another. One might wonder: Where can I find the lowest rate for auto insurance? What type of coverage do you need? To get a quote, who should I contact? Is it possible to buy insurance online? These are all good questions to ask before you start […]

Take a Last Gasp and Count the Savings!

Sincerely, we’re not being insensitive! This is about the last time you smoked – did you quit smoking in recent years? Did you know that smokers pay up to 60% more to insure their lives than non-smokers? Insurance companies will also contribute with lower premiums for life insurance. Insurance savings are not to be taken lightly. An average policyholder […]

Critical Illness Insurance – The Non-Disclosure Problem

You don’t want insensitive handling or non-cooperation from your insurer if you find yourself in the unfortunate situation of needing to file a claim for critical illness insurance. According to many newspaper articles, this is exactly what’s happening. The problem is that the insurer will want to do extensive research about your medical history before they pay […]