Category Archives: Finance Guide

With the constantly changing immigration policies in the United States, there is a lot of confusion and misunderstanding about who has access to health insurance and how they can get it. One especially controversial topic is whether or not undocumented immigrants, commonly referred to as “illegals,” are able to obtain health insurance. In this article, […]

For those who have recently lost their job or are at risk of becoming unemployed, knowing how unemployment insurance works is essential. It can be a life-saver when you’re in a tough financial situation. In this blog post, we’ll go over what unemployment insurance is and how it works. We’ll look at who can qualify […]

Homeowners insurance typically covers personal belongings stolen from a garage, depending on the specific policy details and coverage options. Some policies reimburse stolen items based on their actual cash value (ACV), while others may offer replacement costs as compensation. In addition, if your garage isn’t attached to your house, other structures coverage should provide any […]

Knowing how to interpret an insurance policy is an important part of any financial plan. Insurance policies can be complicated, and they contain a lot of legal jargon that most people don’t understand. That’s why it’s critical to take the time to familiarize yourself with the policies you’re signing up for. In this blog post, […]

Whether you’re planning a trip for yourself or for someone else, it’s essential to consider the risks and prepare accordingly. Travel insurance is one of the best ways to protect your finances from unexpected losses due to illness, theft, and more. But can you actually buy travel insurance for someone else? The short answer is […]

Errors and Omissions (E&O) insurance is a type of professional liability insurance that helps to protect businesses from financial losses due to mistakes or negligence. In the modern business environment, E&O insurance is essential for any company that provides services or advice. From doctors and lawyers to accountants and consultants, this type of insurance can […]

Food loss should generally be covered under homeowners insurance, though your policy may require you to pay a deductible first. Be certain that any claim you file meets this threshold before filing one. Food spoilage may be covered in your standard home insurance policy if a power outage was directly caused by damage to your […]

When it comes to life insurance, there are many different types of policies available. One of the most popular types is term life insurance, which provides coverage for a set period of time and typically has lower premiums than permanent life insurance policies. But one question that many people have about term life insurance is […]

Plumbing problems can be costly and inconvenient, but does your homeowners insurance policy cover it? The answer is not always clear-cut. The type of coverage you have and the cause of the plumbing issue will both play a role in determining whether you’re covered or not. In this article, we’ll discuss the different types of […]

The debate over whether health insurance should be mandatory or not has been divisive. On the one hand, it is seen as a necessity for those who need medical care, enabling them to receive the treatment they need without being financially burdened. On the other hand, some view it as the government taking away their […]