Category Archives: Finance Guide

Does Insurance Cover Skin Cancer Screening?

Since summer is in full swing, you may find yourself spending more time outdoors. Therefore, it’s essential that you take precautions such as regularly inspecting your skin and seeking screenings as necessary. However, many patients may be asking whether their health insurance will cover these services – and the answer is “yes”. Does Your Insurance […]

Average cost of car insurance in Hawaii

You might consider moving to the islands, or switching carriers . Knowing the average cost for car insurance in Hawaii can help you make an informed decision when looking for coverage. Hawaii car insurance rates vary depending on whether you require full coverage or just basic insurance. Minimum coverage in Hawaii is , which is much cheaper. Average Hawaii car […]

Does Homeowners Insurance Cover Water Damage From Air Conditioners?

Leaks in AC units can cause significant water damage and cost homeowners significant sums of money – but is this damage covered by insurance policies? Homeowner’s insurance does not usually provide protection for equipment failure due to wear-and-tear or neglect, however an endorsement or standalone policy might. AC Units An AC unit is an essential […]

An Overview of Commercial Auto Insurance Policies

A commercial auto policy is an insurance policy that covers cars, trucks and other vehicles, whether they are used for business purposes or for personal use. This insurance policy is essential for any company. It covers your vehicle in the same manner as your personal. This insurance policy is designed to protect your company’s assets and money […]

Why Are Young Drivers So Expensive to Insure?

The Insurance Institute for Highway Safety states that young drivers are more likely to speed and cause serious accidents than their older counterparts. Young drivers tend to be more dangerous than older drivers around the age of 25, so auto insurance companies often offer lower rates for those 25-plus. These rates drop until 65 when senior drivers […]