Category Archives: Finance Guide

You can have life insurance, car insurance, and homeowners insurance. However, none of these policies will provide any assistance in a crisis. My friend, you may believe that you are protected for every possible scenario.The most important insurance you have is gone. This is your survival insurance. You can only rely on yourself in emergency situations. You and I […]

Tax season can be daunting, so when filing your return it is essential to claim all eligible deductions and credits – such as deductions from insurance premiums. Rules regarding health insurance vary depending on how it was acquired, whether or not you itemize deductions and how you obtained coverage. Here are some of the main […]

While most of us are aware of how much we make each month in wages and salaries, have you ever taken time to calculate how much you spend each month on household expenses? Unpleasantly, you might be surprised by the sum of all the outgoings and payments when you calculate them. There are the mortgage […]

Recent bank failures by Silicon Valley Bank and Signature Bank have raised concerns among some consumers regarding their retirement funds. However, safeguards exist which can help prevent losing your hard-earned savings. The Federal Deposit Insurance Corporation provides coverage for bank deposits like savings accounts and certificates of deposit; it does not cover investments such as […]

Although high-risk insurance for auto can be costly, Florida’s high-risk insurance can seem excessive. Florida is home to a larger population than other states and has more claims and crashes than any other state. The average U.S. death rate per 100,000 people is 11. It’s currently 14.8 in Florida. The state had 401 867 crashes in 2019. 2.951 people died in those […]

Traffic accidents are common and unfortunately, they happen to everyone at some point in their lives. In the event that you are involved in an accident, it’s important to know what your insurance rates will likely be. There are a few factors that will affect your rates, including the severity of your injuries and the […]

Bon Secours Health System’s Medicare Advantage contract with Anthem (Elevance Health) in Virginia is due for renewal, yet neither company can reach an agreement regarding reimbursement rates – meaning thousands of Hampton Roads patients with Anthem Medicare Advantage will drop out of network this fall. Get more insight into what this means for you. Medicare […]

Foundation problems can lead to a whole host of other issues, from water damage to structural failure. If you have a home with a foundation that’s not up to code, it’s important to know whether or not homeowners insurance covers these types of issues. In this article, we will explore the basics of homeowners insurance […]

Insurance companies frequently auction totaled cars through auto auctions due to repair costs exceeding certain percentages of its actual cash value – rendering the car “totaled.” These cars may have been retitled with a salvage title and can be difficult to insure or finance, while they must pass an inspection before being considered roadworthy. Find […]

New York is home to more than 13,000,000 licensed drivers. This makes it the fourth-ranked state with the highest number of drivers. Millions of New Yorkers are asking about the cost of New York’s car insurance. Although there are many drivers on the roads, it may prove more difficult to find the lowest rates when you inquire about […]