Category Archives: Finance Guide

Since summer is in full swing, you may find yourself spending more time outdoors. Therefore, it’s essential that you take precautions such as regularly inspecting your skin and seeking screenings as necessary. However, many patients may be asking whether their health insurance will cover these services – and the answer is “yes”. Does Your Insurance […]

There are many ways to reduce your auto insurance rates. You can buy a vehicle with a positive CLEAR score (Canadian Loss Experience Auto Rating); you can also install an alarm system to your car; you can also increase your deductibles and eliminate unnecessary coverages. Safe driving habits are the best way to reduce your premiums in […]

Anyone who owns a home is advised to get homeowner’s insurance. This includes 53% of San Antonio residents . Your lender may require you to have homeowners insurance if you have a mortgage. San Antonio’s average homeowners insurance policy is $1,944 annually. This is lower than the Texas average at $2,589. Flood insurance is not included in this rate as […]

Homeowners insurance is one of those products that consumers are often reluctant to switch providers. After all, if they’re unhappy with their current provider, they might not want to switch to a new one. But is this really true? In a word, yes. Many homeowners insurance providers will allow policyholders to increase their rates as […]

Leaks in AC units can cause significant water damage and cost homeowners significant sums of money – but is this damage covered by insurance policies? Homeowner’s insurance does not usually provide protection for equipment failure due to wear-and-tear or neglect, however an endorsement or standalone policy might. AC Units An AC unit is an essential […]

The main coverage options and an explanation of coverages. This is a simple explanation of the major coverage options for auto insurance in California. Liability Insurance The liability covers all of your responsibilities. Your insurance company will cover the cost of any damage you cause to another vehicle, person, or property. California’s minimum auto insurance limits are […]

The pandemic changed our focus to health. It not only focused on protecting our physical health but also highlighted the importance of financial well-being. Over 70% Americans reviewed their financial plans in the past year. One third made changes to that plan. You are not the only one who feels the need to have your finances in order […]

The unfortunate reality is that accidents happen. In fact, by some estimates, an accident occurs every two minutes in the United States. And while this number may seem alarming at first, it’s important to keep in mind that accidents can happen to anyone, at any time. That’s why it’s so important to be proactive about […]

Tax season can be daunting, so when filing your return it is essential to claim all eligible deductions and credits – such as deductions from insurance premiums. Rules regarding health insurance vary depending on how it was acquired, whether or not you itemize deductions and how you obtained coverage. Here are some of the main […]

This article will discuss the discounts available to car insurance customers. This article also discusses certain discounts that car insurance customers cannot ask for. Because insurance laws vary from one state to another, any issues are specific to Illinois car insurance. Legal Discounts vs Illegal Rebates. It is strictly forbidden for insurance producers to use rebates in […]