Category Archives: Finance Guide

You can have life insurance, car insurance, and homeowners insurance. However, none of these policies will provide any assistance in a crisis. My friend, you may believe that you are protected for every possible scenario.The most important insurance you have is gone. This is your survival insurance. You can only rely on yourself in emergency situations. You and I […]

While most of us are aware of how much we make each month in wages and salaries, have you ever taken time to calculate how much you spend each month on household expenses? Unpleasantly, you might be surprised by the sum of all the outgoings and payments when you calculate them. There are the mortgage […]

Although high-risk insurance for auto can be costly, Florida’s high-risk insurance can seem excessive. Florida is home to a larger population than other states and has more claims and crashes than any other state. The average U.S. death rate per 100,000 people is 11. It’s currently 14.8 in Florida. The state had 401 867 crashes in 2019. 2.951 people died in those […]

It is possible to save money by cutting important parts of your insurance policies. This is not smart savings because you lose more by exposing your self to unnecessary pains. If you can find a way to pay less and still have adequate coverage, you are saving intelligently. These are smart ways to pay less. 1. A group health […]

Why bother to compare insurance every so often? You probably already have insurance if you’re like most people. When you got a mortgage, your lender likely required that you have a homeowners policy. To comply with state laws, your auto must be insured. You may have already selected life and health insurance. Why should you shop when you already […]

You are likely familiar with the features of your scooter policy. You should have at least a basic coverage level that covers damage to your scooter and the car of another driver (if you are at fault). Personal injury protection should be included for both you and your passenger. You may need coverage that is more specific in […]

To lower their car insurance premiums, many people increase their deductibles. You can cut as high as 40% off your premiums by increasing your insurance deductibles. This is only possible if you have enough money to cover your deductible in the event of an at-fault collision. You may not have the money you need to pay your […]

The Role Of Insurance Companies In Capital Markets The insurance industry is an integral part of financial markets. Insurance companies offer a variety of products to help individuals and businesses reduce risk. These products can be classified into two main categories: life and general. Insurance policyholders, as well as other stakeholders, can convert the proceeds from their products […]

There are many things to remember if you have been in a car crash, regardless of whether it was head-on, rear-ended or t-boned. Many people get panicked or flustered after a car accident. This can lead to missing important details later on when they have to deal with their insurance company or lawyer. These key points will […]

“Your vehicle is a total loss.” These words are often used to cause immediate controversy between the insured and their insurer. In total loss, the main reason for contention between an insured and their insurance company is that most people believe their vehicle is more valuable than it is. Although historically a poor investment, a vehicle is […]