Category Archives: Finance Guide

An “appraisal clause” is a feature of many auto insurance policies. It means that any disputes between policyholders and insurance providers are to be arbitrated, not litigated in courtrooms. Each party must hire an appraiser to evaluate the claim and to make any settlement offers. If they are unable to reach an agreement, the appraisers will present […]

Drivers aged 24 have typically had many years of driving experience. Car insurance for 24-year-olds is generally cheaper than for young drivers with less experience, though premiums continue to drop each year. Bankrate’s research into the average cost of car insurance for 24-year-olds and what factors affect this premium might help you make more informed decisions about your coverage. […]

Whether you’ve recently purchased a new car or received a new health insurance plan, it can be difficult to figure out how long it will take to receive your physical insurance card. Insurance cards are an important part of the process for most medical, auto, and home insurance policies. Without an insurance card, you may […]

Some families find it difficult to meet their daily expenses without also having to think about how they will pay for their funeral. Thinking about the final expenses of death can make it a difficult topic. Many people would like their life Insurance to pay for any funeral or burial expenses as well as provide income for their […]

Pay attention to the weather. In any type of stormy weather, slowing down is the key to safe driving. Here are more tips: Fog:Fog can make it difficult to drive in, so if you have to, turn your headlights off (or lower beam) and avoid driving in the fog. If visibility is so poor that it becomes […]

Your car insurance policy can help to protect you financially if you are involved in an accident with another driver. Insurance claims can be settled differently depending upon the state’s fault laws. In a no-fault state, your personal injury protection (PIP) insurance covers your own medical bills, whereas in an at-fault state, the at-fault driver’s bodily injury liability coverage […]

Whether you’re planning a road trip or just need a car for a few days, renting a car is often the easiest solution. But what about insurance? Who takes care of insurance for a rented car? This blog post will explore everything you need to know about renting cars and their associated insurance policies. From […]

Insurance is what you purchase to provide a safety net against the unexpected. You may feel that you have received less insurance than you deserve when you file a claim. You can’t help but feel that all those premiums you paid over the years have been wasted. These are common insurance pitfalls that you should avoid in order […]

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]