Category Archives: Finance Guide

Many companies who own multiple vehicles can save money by purchasing fleet insurance. This policy offers many benefits, including the ability to place all vehicles under one policy and a single premium. It also helps to keep your costs down. This type of insurance is offered by many companies. Some will not accept more than three […]

You can save money by lowering your homeowner or car driver’s insurance rates. Combining policies is the best way to get a discount on multiple policies through one company. A lot of companies that insure houses and drivers will offer a greater discount if someone also purchases a policy to cover their lives. It is a good […]

The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]

As you may know, the Affordable Care Act (ACA) has had a tremendous impact on the healthcare industry. One of the key changes made was to prohibit employers from providing health insurance that duplicates coverage that employees receive through their Medicare benefits. This means that if you are enrolled in Medicare, your employer cannot offer […]

Business owners who depend on their vans to get them to work on a daily basis need van insurance. This coverage can provide protection in the event you are involved in an accident, and it will also protect any tools or equipment you use to finish the job. You can rely on your vehicle so you […]

Do you ever day-dream about getting affordable auto insurance? You probably don’t. Imagine if you were in a car accident and didn’t have adequate auto insurance. Is it possible that you thought that the thought of regretting your situation at the time might have crossed your mind? Let’s take a minute to relax. Let’s look at three reasons […]

When you’re looking for health insurance, one of the first things you’ll do is check the network. This refers to the list of health care providers that are participating in your plan’s network. In a nutshell, if you need to see a doctor that isn’t on your network, you might have to pay out-of-pocket. And […]

UBI, or Usage-Based insurance, is still in its embryonic stages and will need to grow into a standard of insurance. UBI is certain to be the future of auto insurance. Although UBI has begun to lay the foundation, it is still not clear how UBI will appeal to consumers. How will it become a mass-market proposition? Usage-Based insurance, […]

Nearly all states now require insurance. It is a worldwide requirement that everyone have insurance. People are trying to find ways around it. It is not a good idea to avoid insurance as you put your car and finances at risk. The best solution is to find affordable auto insurance. This will allow you to take financial responsibility […]

When you die, your assets will go to your beneficiaries. If you have any life insurance policies in place, those proceeds will be distributed to your beneficiaries as well. However, there may be some tax implications to receiving these proceeds. This article will explore the tax implications of receiving life insurance proceeds and help you […]