Category Archives: Finance Guide

Your driving record is the most important factor in your insurance premium, regardless of where you live. A DUI is probably the worst thing that could happen to your driving record. DUIs can lead to increased insurance costs and jail time. What does a DUI do to your insurance rates? A DUI is an indicator that […]

It can be a daunting task trying to understand the complexities of car insurance when you’re just starting out. One of the most common questions asked by new drivers is whether they need car insurance with a provisional license. The answer isn’t necessarily straightforward, as there are varying regulations between states and different types of […]

Although car insurance is required in most states, it can be a financial burden for many Americans. The annual cost for car insurance is $563 for minimum coverage, and $1738 for complete coverage. Car insurance is expensive, even though the cost varies by state. People with low incomes who cannot afford car insurance are more likely than others to drop insurance […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]

Are You Preparing to Move, Clean Out Your Garage or Declutter? A storage unit rental may be just what’s necessary. Keep in mind that many self-storage facilities require that their customers carry some form of insurance to cover their belongings during storage. Tenant insurance can often be quite affordable and is easily obtained by reaching […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

Are you considering getting an Alaska Airlines credit card, but want to know if it covers rental car insurance? If so, you’ve come to the right place. Rental car insurance can be a great perk of having a credit card, and many airlines offer it as part of their rewards program. In this blog post, […]

Unexpected events happen every year that cause property damage, such as a car, house, rental or boat. Unexpected events can have a devastating impact on your financial and emotional health. Even though property insurance can help to reduce the financial burden, unexpected expenses may still occur depending on the extent of the damage. Unexpected events can have a […]

Teeth whitening and microneedling are two of the most popular cosmetic treatments out there for those looking to improve their smile and/or skin. But what most people don’t know is that, if you have the right insurance plan, you may be able to get some or all of these treatments covered. So if you were […]