Category Archives: Finance Guide

Don’t Believe The Hype! About Your Insurance

I’ve read thousands of books and articles on financial planning. I’m still stunned at the number of books and articles that mislead people about which type of life insurance they should purchase. Many self-proclaimed experts will tell you to rent your term life insurance instead of buying permanent insurance (cash value). It’s a simple idea. Is it […]

What Insurance Is Required As A Renter?

When it comes to insurance, renters have different requirements than homeowners. Homeowners are typically required to have insurance by their mortgage lender, but renters are not. However, that doesn’t mean that renters don’t need insurance. In this blog post, we will explore the different types of insurance that renters are required to have and how […]

Do You Know Massachusetts Is a “No Fault” Auto Insurance State?

Massachusetts is considered a “no-fault” state for auto insurance. This basically means that your policy covers your injuries and expenses while the policy of the other driver pays for their injuries and expenses. Massachusetts law mandates auto insurance. There are four mandatory parts with the minimum liability requirements for each. Part 1, Bodily injury to others protects you […]

How Much Does Company Health Insurance Cost?

In the United States, employer-sponsored health insurance is the most common way that people get their health coverage. In 2019, about 157 million people, or 55% of the population, had employer-sponsored health insurance. But how much does this coverage cost employers? And how does that cost compare to other ways of getting health insurance? In […]

Can You Switch Homeowner Insurance Companies Without Home Visit?

You may be considering switching your homeowner insurance company. Perhaps you’re not happy with your current coverage, or maybe you found a better deal elsewhere. But can you switch companies without a home visit? The short answer is yes, in most cases you can switch homeowner insurance companies without a home visit. However, there are […]

The Role of the “Health Insurance Broker”

A broker who specializes in health insurance is no different from any other broker. A broker can be described as a matchmaker. His job is to match people or groups seeking insurance to the best health insurance company. Quantity is more important than quality. It’s not worth writing pages of useless information for your readers. It is much better […]