Category Archives: Finance Guide

Title insurance provides a guarantee that the title your lender holds on a property is free from liens or other title cloud. Let’s first define “title” and not “deed”. Each document establishes ownership in a different way. The property deed holder is the nominal owner and can live there, rent it, add or modify structures, etc. They are […]

Unfair Claims Practices Insurers refused to pay thousands of claims following Hurricanes Rita and Katrina. This was a clear example of Unfair Claims Practices. Unfair Claims Practices are not limited to hurricane losses. Insurance companies denial and delay claims quite often. What should you do if your insurance company is slow to settle your claim? What can you […]

Are you sending cold hard cash through the mail? Maybe it’s a birthday gift for your niece, or perhaps it’s payment for a service. Whatever the reason, you may be wondering if that cash is protected in case something goes wrong during transit. Can you insure cash in the mail? The answer isn’t as straightforward […]

It is crucial to plan ahead when starting a business. This includes taking steps to protect your business’ assets. Insurance should be part of your business start-up plan. Insurance allows a business owner prevent or reduce foreseeable/unforeseeable losses; however, there are many forms of insurance to choose from. Different types of insurance offer different benefits. It is important that you, […]

Are you wondering whether Aetna is a private insurance company or not? Well, the answer might surprise you! With so many healthcare providers and insurers out there, it can be hard to keep track of who’s public, private or somewhere in between. In this blog post, we’ll dive deep into the history and structure of […]

It can be difficult to start an internet marketing campaign, or improve an existing one. What should insurance agencies focus on and where should they start? These are 10 amazing online ideas that will help you agency increase your online marketing efforts. 1. Blog and Vlog Blogging is an excellent way to show your expertise and to attract […]

Credit unions differ from banks in that they aren’t insured by the FDIC; instead, their protection falls to another entity: The National Credit Union Administration (NCUA). NCUA insurance covers accounts of up to $250,000 per account owner across checking, savings and money market accounts; traditional and Roth IRAs as well as Keogh retirement accounts are […]

Before purchasing an individual health plan from either your employer or independently, there are a number of important questions you need to ask yourself before making your choice. Your coverage should meet the needs of you and your loved ones and have an affordable monthly premium. Understanding what the policy covers and costs is also […]

Health insurance provides essential financial protection against planned and unexpected medical care needs. Find an option that meets both your budget and needs. Your income-dependent coverage options for Medicaid and Child Health Plus could include either selecting a private plan from the Marketplace, or applying for public coverage such as Child Health Plus through Medicaid. […]

When renting a car, car rental companies usually ask whether you want to purchase insurance through them. Although purchasing this policy might seem beneficial, it’s also essential that you understand exactly what coverage it provides. Your personal auto insurance should typically provide cover for rental cars; however, there may be exceptions. Liability Coverage Renting a […]