Category Archives: Finance Guide

In the bonding industry, there seem to be mixed messages regarding surety credit. One, surety underwriters seem to be worried about the client’s balance sheets and suggest they look for other surety credit options. There are also surety companies that can take over struggling businesses if the company is well managed, has stabilized and has a lot […]

What’s it all about? Captives are a type insurance company that protects its owner’s risks. It covers any claims made against the owner’s company. It can be difficult to choose a captive manager. There used to only be a handful of major American captive management companies. However, there have been many new, start-up captive managers who are now […]

Many a person will need financial help after taking out loans and being forced to pay back the debt. It’s not a bad thing to have payment protection insurance. It is actually very useful if it is sold to the right people. Payment Protection Insurance (PPI), is often sold along with financial products like mortgages, loans and […]

It is unlikely that the true statistics on missold PPI will ever be known. Many people who have paid off their loans might not know that they had PPI insurance. Many people won’t know that their PPI insurance was not suitable for them and that any claims they made were destined to fail, which is a classic […]

The Company and Products A Primerica review is incomplete without mentioning Arthur L. Williams. He founded the company as A. L. Williams and Associates in 1977 with the goal of changing the insurance industry. He believed that the large insurance companies sold too many add-on packages, including whole life insurance. His customers could save money by buying […]

If you’re a homeowner in California, you may be wondering what to do if your homeowners insurance has been cancelled or non-renewed. Homeowners insurance is not required by law in California, but your mortgage lender will probably require you to have it. There are a number of reasons why your homeowners insurance might be cancelled […]

Let’s start with the most basic question. What is the purpose of insurance policies? Are you buying insurance to cover the loss of an asset insured or for investment purposes? Is it for all three? It could be for all three. Which is the best way to approach insurance? Insurance policies are only meant to be used for insurance purposes. This […]

Your van policy should be renewed approximately every six months or one year. These are the steps you need to take in order to make sure you have a thorough coverage appraisal. It is important to remember that a review of your policy doesn’t necessarily involve looking at the cost of the policy or the […]

You don’t HAVE to have car insurance if you don’t drive, but it’s still a good idea to have it. Here’s why: If you live in a state that requires auto insurance, then you’ll need it even if you don’t drive. That’s because the state requires all drivers to have a certain amount of liability […]

Before you start shopping for car insurance, it’s important to know how much it will cost you per month. This way, you can budget for the expense and be prepared when it comes time to pay your premium. There are a lot of factors that go into car insurance rates, so it’s impossible to give […]