Category Archives: Finance Guide

Imagine 100,000 potential clients eager to hear about your communication skills in the insurance industry. You can connect with many clients by joining 10 LinkedIn Groups. A list of 100,000 potential prospects and suspects would cost $70,000 if you bought it at $70/thousand. This list also includes the complete personal and business files of each member, along […]

We compiled this list in the spirit of Thanksgiving. It includes 10 reasons to be thankful for your insurance career. It can be easy to forget how great this industry is, even if it’s your only one. 10. Wonderful Vacation Time Prior to working in insurance, I used to get one to two weeks off each year. Insurance […]

American culture assigns the car we drive as a part of our personality. It defines our values, our style and, to a certain extent, our eccentricities. It’s why Corvette owners make friendly gestures to one another and why everyone wants to take a closer look at the Hummer driver. The car we drive determines how much car […]

Title insurance provides a guarantee that the title your lender holds on a property is free from liens or other title cloud. Let’s first define “title” and not “deed”. Each document establishes ownership in a different way. The property deed holder is the nominal owner and can live there, rent it, add or modify structures, etc. They are […]

Unfair Claims Practices Insurers refused to pay thousands of claims following Hurricanes Rita and Katrina. This was a clear example of Unfair Claims Practices. Unfair Claims Practices are not limited to hurricane losses. Insurance companies denial and delay claims quite often. What should you do if your insurance company is slow to settle your claim? What can you […]

Are you sending cold hard cash through the mail? Maybe it’s a birthday gift for your niece, or perhaps it’s payment for a service. Whatever the reason, you may be wondering if that cash is protected in case something goes wrong during transit. Can you insure cash in the mail? The answer isn’t as straightforward […]

Credit unions differ from banks in that they aren’t insured by the FDIC; instead, their protection falls to another entity: The National Credit Union Administration (NCUA). NCUA insurance covers accounts of up to $250,000 per account owner across checking, savings and money market accounts; traditional and Roth IRAs as well as Keogh retirement accounts are […]

Before purchasing an individual health plan from either your employer or independently, there are a number of important questions you need to ask yourself before making your choice. Your coverage should meet the needs of you and your loved ones and have an affordable monthly premium. Understanding what the policy covers and costs is also […]

Health insurance provides essential financial protection against planned and unexpected medical care needs. Find an option that meets both your budget and needs. Your income-dependent coverage options for Medicaid and Child Health Plus could include either selecting a private plan from the Marketplace, or applying for public coverage such as Child Health Plus through Medicaid. […]

When renting a car, car rental companies usually ask whether you want to purchase insurance through them. Although purchasing this policy might seem beneficial, it’s also essential that you understand exactly what coverage it provides. Your personal auto insurance should typically provide cover for rental cars; however, there may be exceptions. Liability Coverage Renting a […]