Category Archives: Finance Guide

Understanding Different Types of Insurances For Business Owners

It is crucial to plan ahead when starting a business. This includes taking steps to protect your business’ assets. Insurance should be part of your business start-up plan. Insurance allows a business owner prevent or reduce foreseeable/unforeseeable losses; however, there are many forms of insurance to choose from. Different types of insurance offer different benefits. It is important that you, […]

10 Insurance Agency Online Marketing Ideas For Agents & Brokers

It can be difficult to start an internet marketing campaign, or improve an existing one. What should insurance agencies focus on and where should they start? These are 10 amazing online ideas that will help you agency increase your online marketing efforts. 1. Blog and Vlog Blogging is an excellent way to show your expertise and to attract […]

Insurance Basics Part IV – Unit Linked Insurance Plan – ULIP

Before you make the leap, it is important to understand the cost structure for Unit Linked Insurance Plans. 40-year-old investor was unhappy with his investments in UnitLinked Insurance Plan ( ULIP). After some research, he discovered that the equity markets were moving well but that he still had to pay back the money he invested three years […]

How Much Of Your Money Is Insured In A Credit Union?

Credit unions differ from banks in that they aren’t insured by the FDIC; instead, their protection falls to another entity: The National Credit Union Administration (NCUA). NCUA insurance covers accounts of up to $250,000 per account owner across checking, savings and money market accounts; traditional and Roth IRAs as well as Keogh retirement accounts are […]

What Questions to Ask When Buying Health Insurance

Before purchasing an individual health plan from either your employer or independently, there are a number of important questions you need to ask yourself before making your choice. Your coverage should meet the needs of you and your loved ones and have an affordable monthly premium. Understanding what the policy covers and costs is also […]

Where Can I Get Medical Insurance?

Health insurance provides essential financial protection against planned and unexpected medical care needs. Find an option that meets both your budget and needs. Your income-dependent coverage options for Medicaid and Child Health Plus could include either selecting a private plan from the Marketplace, or applying for public coverage such as Child Health Plus through Medicaid. […]

Do You Need To Have Car Insurance To Rent A Car?

When renting a car, car rental companies usually ask whether you want to purchase insurance through them. Although purchasing this policy might seem beneficial, it’s also essential that you understand exactly what coverage it provides. Your personal auto insurance should typically provide cover for rental cars; however, there may be exceptions. Liability Coverage Renting a […]