Category Archives: Finance Guide

Cancer is a life-altering diagnosis, and it can be difficult to navigate the many insurance, financial and personal pieces that come with this diagnosis. One of the questions many people have when they’re diagnosed with cancer is whether or not they can get life insurance. The answer is yes—you can still get life insurance even […]

It can be scary to let go of your safety net and make the leap. It can be daunting to fly solo, especially when you are shopping for something so important and complex as auto insurance. If you don’t speak insurance-ese, you might feel like you’re spinning your wheels. Relax, and enjoy the ride. Let’s take a look at […]

Car insurance No Claims Discount and Bonus – You may have heard of or been familiar with the terms “No Claims Discount” or “No Claims Bonus”, but you might not know what they mean if you’re a new driver or a young driver. These discounts are not available in the first year of your car insurance […]

Insurance agents are often seen as being quite busy and having lots of customers to manage. But how much time do they actually spend on the phone compared to other professions? In this blog post, we’ll take a look at the average hours insurance agents spend talking to customers, clients and prospects. We’ll also explore […]

Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]

Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]

While you cannot cancel or remove an automobile from your policy, coverages can be reduced to state minimums while keeping registration active. Also consider getting comprehensive car coverage which protects against damage even while sitting idle. Non-owner car insurance may be beneficial if you frequently rent or borrow cars; however, every situation differs. 1. You’re […]

Blue Cross Blue Shield Insurance Illinois provides health coverage to both individuals and businesses. Their plans provide coverage for doctor visits, prescription drugs, hospital stays and more. Recently, the company made headlines for their treatment of two customers; Martin Glochowsky and Patsy Oswalt both had issues with their coverage that needed to be resolved quickly […]

Drivers in most states are required to have vehicle inspections. They must also obtain periodic inspections from licensed professionals. Federal safety inspections are mandatory for all modes of transport except rail, truck, bus, and commercial bus. However, there is no federal mandate for passenger vehicles. Studies show that almost 2.6% fatalities in crashes between 2011-2016 were caused by vehicle […]

Insurance companies are all about saving money, so it’s no wonder that they want to know if they can use used parts when new ones are available. After all, who wouldn’t want to save a few bucks here and there? But what happens when the insurance company discovers that the part they need is not […]