Category Archives: Finance Guide

It can be scary when you go to the dentist and they tell you that they need to take a series of x-rays in order to help them diagnose and treat your dental issue. While it may seem like a small cost at the time, x-rays can actually end up costing quite a bit more […]

If you are a resident of Washington, D.C., and you operate a vehicle, you are required to adhere to the area’s car insurance laws. Drivers who ignore these laws could be subject to fines or other penalties. While the Capital of America only has 535,000 licensed drivers — one of the lowest numbers in the country — residents are subject […]

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Temporary health insurance plans may seem like an attractive solution if you’re between jobs, waiting for Medicare eligibility or self-employed, but it’s essential that you understand their limitations, such as medical underwriting and preexisting condition exclusions. Even though new federal rules allow short-term plans with initial terms and renewals up to one year, many states […]

Your insurance should cover the cost of replacing or repairing a cracked windshield depending on which policy and the extent of its damage. Cracks smaller than two inches wide should be repairable without having to replace all of the glass in your windshield. Filing a claim for cracked windshield damage follows the same process as […]

The fate of the Affordable Care Act, or “Obamacare,” is currently being debated in the US Supreme Court. At the heart of the issue is the question: Is it constitutional for the federal government to require citizens to purchase health insurance? The answer is not a simple yes or no; it depends on a variety […]

Shopping around for car insurance is an important part of owning a car. Being informed about the different companies and policies available can save you money in the long run. But how many people actually switch their car insurance each year? This blog post will explore the different factors that influence someone’s decision to switch […]

A fundamental car insurance policy may only pay the actual value of your vehicle, not the amount you owe on your loan or lease. Gap insurance, also known as “surefire car protection”, will cover the difference between your truck and cars’ real value after devaluation. It will also cover any cash you owe in loan […]

Washington DC car insurance coverage requirements include $25,000 minimum coverage for injury to one individual and $50,000 total liability per incident. This is an average amount for the USA. The $10,000 coverage required for property damage is also fairly standard. Washington DC is unique in that it offers uninsured motorist coverage. Washington DC requires that you purchase uninsured […]