Category Archives: Finance Guide

Health insurance is a necessity for everyone. It helps to pay for medical expenses and protect you from financial ruin in the event of an emergency. But with so many options available, it can be hard to know where to start when it comes to buying health insurance for yourself. In this article, we’ll cover […]

You’ve probably tried to fit large furniture pieces into a hatchback or estate car. Even though there are many design options that allow for easy folding seats or under-floor storage, an average car doesn’t have as much space as a small van. It is a good time to consider buying a van instead of a new car, […]

When it comes to insurance, you want to make sure you have the best coverage for your money. Medigap insurance is a great option for many seniors because it can help cover medical expenses that are not covered by Medicare. But how much does Medigap insurance cost? In this blog post, we will explore the […]

Collision insurance covers the cost of repairing your car after an accident you cause. If you’re the owner of your vehicle, collision insurance is not necessary. However, it can be beneficial if you spend a lot time behind the wheel. Who needs collision insurance? Many drivers today don’t have the title of official owner of the […]

Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]

Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]

While you cannot cancel or remove an automobile from your policy, coverages can be reduced to state minimums while keeping registration active. Also consider getting comprehensive car coverage which protects against damage even while sitting idle. Non-owner car insurance may be beneficial if you frequently rent or borrow cars; however, every situation differs. 1. You’re […]

Blue Cross Blue Shield Insurance Illinois provides health coverage to both individuals and businesses. Their plans provide coverage for doctor visits, prescription drugs, hospital stays and more. Recently, the company made headlines for their treatment of two customers; Martin Glochowsky and Patsy Oswalt both had issues with their coverage that needed to be resolved quickly […]

The Texas Department of Motor Vehicles reports that there are more than 244,000 vehicles in Lubbock. This is more than one vehicle for every adult living in the county. Lubbock’s roads may not be the most safe due to the large number of people who drive every day. The Texas Department of Transportation reported 6,680 crashes across the entire county in […]

Your lender might ask for proof of homeowner’s insurance and mortgage insurance when you purchase or refinance a house. Mortgage insurance and homeowners insurance are not the same thing, even though they may sound similar. Both types of insurance cover different things. In some cases, one or both of these types of insurance may be necessary. Both are payable by […]