Category Archives: Finance Guide

In 2018, Iowa had more 2.3 millions licensed drivers. It is no surprise that distracted driving is on the rise. Proper auto insurance coverage is essential if you want to protect yourself from financial hardship in the event of an accident. Iowa has one of the lowest auto insurance rates in America, with minimum coverage at $252 and full coverage at […]

People with low incomes often are not eligible for mainstream financial services. Low income families tend to rely on more costly forms of credit or go without the essentials. This is true even when it comes to cars. It is difficult for low-income families and individuals to obtain auto financing that meets their needs. This is normal, but we […]

A functioning AC unit is essential for comfort and quality of life. It’s important that you are prepared to pay maintenance costs as well as replacement costs. A home warranty might cover repairs or replacements of your AC unit that are caused by regular use. However, homeowners insurance generally doesn’t cover wear. Your insurance provider will not likely reimburse […]

You can get car insurance whether you’ve been looking for the best deals on used cars or bought a brand new car off the lot. Although insuring a used or new vehicle is relatively easy, many people are curious if it is possible to insure salvage vehicles. When an insurance company declares a car a total loss, it will […]

A deductible is a special feature that can save you money on your Collision insurance. Deductibles are generally disliked by most people. People don’t like deductibles. It is time to change the way you think about deductibles. You have the opportunity to be responsible for your financial problems by having a deductible. This is because your premium will be lower […]

The American Pet Products Association reports that 67% households in the United States own at least one pet. 63.4 million households have a dog, and 42.7 millions households have a cat. Renters who own pets should consider the coverage of their renters insurance. You might even consider pet insurance. While pets offer many benefits to their owners, there are also risks of […]

The Centers for Disease Control (CDC) reports that six out of ten U.S. adults suffer from a chronic illness, and nearly half of all Americans have two or more chronic diseases. If you are suffering from a chronic illness, life insurance is a good option. You can rest assured that your loved ones will be taken good care […]

Is your agent fluent in English? It’s possible you might believe so, until you take a look at your auto insurance policy. It can be difficult to discern the English from the legal-ese, insurance-ese and big-word-ese that is mixed up in most policies. This makes it difficult for average drivers to understand the policy without having a […]

Like most companies, insurance companies in California view speeding tickets in California as risky behavior. If you are cited for speeding in the Golden State, your premium will increase. Understanding how your insurance premium could rise and what you can do to lower it may help you prepare for the consequences of a speeding ticket. To help […]

Life insurance is a popular way for Americans to provide financial security to their loved ones. Non-U.S. citizens might also require life insurance. It is possible to get life insurance for green card holders and visa holders, but it can be more difficult. While many life insurance providers offer life insurance to visa holders and green card holders, not all […]