Category Archives: Finance Guide

Going to the doctor is a necessary part of life, but it can be expensive. Especially if you don’t have health insurance or if your insurance doesn’t cover urgent care visits. But what exactly does urgent care cost without insurance? In this blog post, we will explore what you can expect to pay when visiting […]

After the housing crisis of 2008, millions of Americans faced foreclosure on their homes. As a result, many homebuyers are left wondering what their obligations are after their homes have been taken over by the bank. One such obligation is the requirement for force placed insurance (FPI). In this blog post, we’ll explore the basics […]

Floods are some of the most destructive natural disasters out there, but they can also be one of the most costly to recover from. Without proper insurance coverage, homeowners may face financial ruin if their house floods – even in the face of minor flooding. So what exactly happens if your house floods and you […]

The auto insurance industry has always been a stronghold for data collection and management. Due to the ever-increasing sophistication of in-vehicle electronics, and the widespread availability of wireless connectivity, the auto insurance industry faces a significant transformational challenge. The incorporation of digital technology in cars has allowed for the development and implementation of sophisticated electronic management […]

Charleston’s homeownership rate is 62%. This is slightly lower than the 66% national average. Charlestonians pay $1,213 annually for a house with $250,000 coverage. This is lower than the average of $13,312 per annum. Charleston is prone to flooding, and homeowner policies should be carefully considered. It is possible to get the best homeowners insurance for Charleston, despite the many challenges Mother Nature presents. […]

You’ve just bought a new trailer — congratulations! That’s an exciting day. Now, you have to think about the right insurance coverage for it. It might not be the first thing on your mind, but it’s important. Trailer insurance is different than auto insurance and you need to make sure that you have the right […]

According to the insurance association, about one-fifth of all cases of health care fraud involve consumers. Only a small fraction of all cases involve providers. Greg Anderson, director for corporate finance investigations at Blue Cross-Blue Shield Michigan, says that consumer fraud is something Greg does not take lightly. “We have 4.5million customers, and if each one of them […]

Progressive Insurance was founded in Cleveland, Ohio, in 1937 selling automobile insurance. Progressive is currently the third largest vehicle insurance company in America, accounting for 13.30% . Progressive, as the name implies, is known for offering new and innovative ways for customers to shop for car insurance and make claims. USAA is short for United Services Automobile Association and is located […]

Due to the high number of accidents-related lawsuits, Louisiana’s average car insurance rates are higher than anywhere else in the country. Louisiana’s average car insurance cost is $975 for basic coverage, and $2724 for full coverage. This breaks down to approximately $80 or $227 per monthly. You can save money on Louisiana auto insurance rates. This could help […]

Adding a driver to your car insurance policy can be a tricky decision. On one hand, having multiple drivers on your policy will often result in lower premiums; however, it can also lead to higher premiums in certain cases. In this article, we’ll discuss the various factors that influence whether or not adding a driver […]