Category Archives: Finance Guide

Information contained within a policy’s insuring agreement will vary depending on the type of insurance being purchased; for example, homeowner’s policies typically contain named-perils coverage limits premiums and deductibles. Navigating policy exclusions and exceptions may seem intimidating, but this information is vital in understanding exactly what coverage exists within an insurance policy. Definitions The Definitions […]

Uber is a convenient ride hailing service that provides passengers with an alternative to taxis. Uber also maintains auto insurance for its drivers and can cover damages caused to your car in case of an accident. But does your own car policy provide coverage when working for Uber? Keep reading to find out. Liability Coverage […]

In that they aim to make profits, insurance companies are no different from any other business. A company must accurately price its products to make profits. There are many methods to do this. Underwriting is the insurance company’s method of “evaluating” a risk to determine a price and profit. No longer are driving records, accident history and […]

Looking for better car insurance? Although it’s not an exciting topic to talk about, how to purchase auto insurance is important. We don’t like spending our hard-earned money on auto insurance. Do you feel this way? Is this the best decision? Many of us don’t plan to cause an accident or be involved in one. An attorney who helped […]

You always consider the cost of a car when you’re out shopping for one. You should also consider the cost of your car insurance. Car insurance rates play a significant role in determining the monthly cost of driving that vehicle. Consumers are often asking themselves whether “cheap” insurance is worth the cost. If you don’t plan on being […]

Nearly all states require you to have auto insurance. The question is not whether you want it or not, but what you want the policy to cover. There are many choices, but it doesn’t have to be hard if you know exactly what you want. It will be easier to find the right company for you if […]

Many people have difficulty accepting the possibility that they may be at fault for an accident. This is especially true for elderly drivers with a clean driving record of 40 years or who have completed advanced driving courses. I still have a copy of a claim form that stated “This accident was not my fault” – I […]

Online retail is where it’s at and there aren’t any signs to suggest that it is going to slow down. The pros often outweigh the cons. Online shops are cheaper to start up than traditional businesses, and almost anyone in the world can have access to your online store, as opposed to being restricted to […]

Let’s look at the “loss-of-use” exclusion in your car insurance policy. It describes what alternate transport your insurer will provide if your vehicle becomes unusable due to theft or accident. The majority of cases, the answer is negative. A few insurance companies have a team that can repair your vehicle and provide a courtesy vehicle if […]

Classic cars are undoubtedly at the top when it comes to vehicles. Their unique features set them apart from all the rest. As is the case with all things that draw attention, classic cars are prone to being stolen and vandalized. Because classic cars are rare and expensive, large insurance agencies and agents won’t even consider offering […]