Category Archives: Finance Guide

If you’ve ever had to wait for health insurance to process a claim, you know how frustrating it can be. You’ve done your part by paying your premiums on time, but for some reason, the insurance company is taking its sweet time to reimburse you for your medical expenses. Unfortunately, this problem is all too […]

We only look at our car insurance policies once per year, when we renew our contracts. Even then, we seldom take more than a few seconds to ensure that our coverages meet our needs. There are many details in the fine print that can surprise us. Some details could lead to costly problems later. This is why we […]

Prescription medicines are the type of drugs administered with written instructions from an authorized medical practitioner. For instance, blood pressure tablets, cancer medicine, and strong painkillers. A medicine is categorized as a prescription drug due to its risks, the potential for misuse, and how it is taken, for example, if it is injected or taken […]

You may have noticed that your health insurance plan has an out-of-network benefit. This means that if you go to a doctor or facility that is not in your insurance network, you may still be covered. But what does this mean for people who travel or move? If you have health insurance, can you use […]

It is worth taking responsibility for your financial future. You realize that you are responsible for your financial future and you don’t need to rely on anyone to save you. This is when you may start paying more attention to things such as your 401k or starting an IRA. Once you realize that you are the master of […]

Most people hate the task of purchasing car insurance or renewing their policy every year. They rush through the process, trying to save as much time as possible. It’s easy for small errors to lead to costly consequences later. It is worth taking your time and reviewing the details. Ask your broker any questions you may have about […]

Do you really know who is covered on your car insurance? If you have an accident, will your insurance company pay out? The answer, unfortunately, is not always clear. In this blog post, we’ll explore some of the different scenarios in which your car insurance might (or might not) cover someone else driving your car.  […]

The insurance industry is one of the most heavily regulated industries in the United States. Because of this, there are a number of different exams that insurance agents and brokers must take in order to become licensed. One of these exams is the Adviser’s Exam for Property and Casualty Insurance. This exam is administered by […]

The decision to purchase a new or used vehicle is an important one. The first is the cost of the car and how it might affect your budget. The safety of your new vehicle is another important aspect to consider. You should also be familiar with the mechanical stability and safety of your used or new vehicle. Lastly, consider […]

Flint, Michigan is home to some of the highest-than-average auto insurance rates. It is the birthplace for a large part of the auto industry. According to data from Quadrant Information Services, Flint residents pay on average $1,252 per year for minimum coverage, and $2,995 for full coverage. Our list shows that Progressive and USAA offer the lowest […]