Category Archives: Finance Guide

In 2020, Florida saw 552,839 speeding ticket. This is a common ticket, so you might want to learn how speeding tickets can impact your auto insurance rates. This will help you prepare for potential insurance implications of a speeding ticket. It could also help to understand how to reduce your insurance costs if you have tickets. Quadrant Information […]

Disability insurance provides financial protection for individuals who can no longer work due to a disability or illness. But what happens when an employee’s medical information is shared with their employer as part of the process? Do disability insurance companies share medical information with employers? This is a question many employees have, and we’ll explore […]

A Minnesota DUI arrest is a serious traffic offense that can lead to severe consequences. Drinking and driving can result in serious accidents or worse. In the United States, there are approximately 30 people who are killed in car accidents involving alcohol every day – 1 death per 50 minutes. A DUI can result in legal fees, […]

Many people wonder if they can cancel their health insurance outside of open enrollment. The answer isn’t as simple as you may think. In this article, we will explore the realities of canceling health insurance outside of open enrollment. We’ll cover important information about eligibility, termination timelines, and more. You’ll also get tips for finding […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]

Are You Preparing to Move, Clean Out Your Garage or Declutter? A storage unit rental may be just what’s necessary. Keep in mind that many self-storage facilities require that their customers carry some form of insurance to cover their belongings during storage. Tenant insurance can often be quite affordable and is easily obtained by reaching […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

Car insurance is a necessity for any Florida driver. But with so many different providers and plans, it can be hard to know which one is the best for you. Do you need full coverage? What about liability only? How much should you be paying? In this blog post, we will explore the best auto […]

Insurance is a complicated topic, and for many people it can be a daunting task to understand how to apply their policy when they have multiple policies from different insurers. When you have two policies, it’s important to know which one is primary and which one is secondary in order to ensure you are receiving […]