Category Archives: Finance Guide

It is always fascinating to see how a product or service is priced. We all know that gas prices are highly volatile, while food prices are driven up by inflation and, of course the price of gasoline. What about the rates for other products or services like auto insurance? Auto insurance rates are affected by so many […]

A hotel business can be exposed to many risks, from dealing with different interest groups and factors to unfavorable business conditions to unfortunate events, natural calamities, and other unforeseen circumstances. Financial coverage is essential to ensure that the business can navigate these challenges without any difficulties and remain viable. Hotel business insurance policy is one such tool. […]

You need to know what you want before you apply for motor trade insurance. You will usually need to be guided on how to enter that provider. You should also ensure that the provider is well-respected for their ability to settle claims quickly. It is not worth spending 6 months trying to resolve their incessant investigator. Your broker will […]

We often go into business to start our own business, whether we buy an existing business or start one. This is the area of the business that we are most familiar with. We will be unable to know everything about many areas, including business insurance. You should not cut corners when it comes to your business insurance. Small […]

Many people don’t realize how much work is involved in filing insurance claims. The consumer has two options: 1) Hire an insurance adjuster or 2) Rely on the adjuster at their insurance company to make it right. The second option could be similar to letting your spouse’s lawyer make the decisions regarding a bitter divorce settlement. We will […]

It is better to plan for a disaster now than after it happens. This is easy to do, and it will allow you and your insurance company to process your claim faster and more efficiently with less stress. It is important that you are the first to settle your claim. You will receive a quicker settlement and perhaps […]

It is difficult to be in a car accident, regardless of whether it was your fault. There are many people out there who will make it their profession to scam people. They do this by putting lives at risk, causing financial pain, or causing mental anguish. It is important to be aware that these scams and frauds […]

Children are special… Life insurance is a special case in which children are considered to be unique. According to the new Mortality Tables, children are expected to live for many years (0-100+ year). Their life insurance rates are lower than those of an adult or teen, so they have a lower cost. After a child turns 14, they are […]

Adopting a spouse onto your health insurance can require specific documents. While the process varies depending on your employer and insurer, in general the process should be straightforward. Addition of your spouse can be done during open enrollment or upon experiencing a qualifying life event such as getting married or losing other coverage. Be sure […]

As a roofing contractor, understanding how roof insurance claims work will enable you to foster stronger relationships with insurers, effectively serve your clients, and avoid delays. Homeowners insurance usually provides protection against roof damage caused by severe storms, including wind and hailstorms. How much your insurance provider gives you for roof damage will depend on […]