Category Archives: Finance Guide

When you get married, one of the things you may not think about is life insurance. After all, your spouse is going to live forever, right? Wrong. In today’s economy, it’s becoming more and more important to have life insurance in place in order to protect your spouse and children should something happen to you. […]

Many people want to know how to become an adjuster in insurance. My first response is always, “What type of adjuster would you like to be?” Your motivation is key to success in insurance adjusting. You don’t need a degree and are just thrown into a group of adjusters who THINK they want it. Adjusting can be done […]

If you have more than one car in your household, a multi-car policy might be the right choice. When you add two vehicles to your policy, most insurers offer a significant discount. A multi-car policy can reduce the cost of insuring a teenage driver under an individual policy. There may also be additional benefits depending on the carrier. What is […]

Whether or not you’ve been caught speeding, chances are you’ve heard the rumors about how your insurance rates might go up if you get a ticket. In this blog post, we will explore this claim head-on and find out whether or not it’s true. We will look at some of the ways in which your […]

An average student profile for adjusters is in the mid-40’s. Many people who discover about insurance adjusting are referred to it by someone they know, or have met through their current job as an adjuster. Many people come from construction jobs that involve roofing, remodeling, and other types of construction where they interact with adjusters occasionally. While this […]

Geico, owned by Berkshire Hathaway Group, is the second-largest insurance company in the United States. Geico offers a variety of insurance products including auto, home, and business insurance. Geico is one of the cheapest car insurance companies in the nation, with an average full coverage premium of $1,405 per year, according to data pulled from Quadrant Information Services. This premium is significantly […]

Home insurance is a common form of insurance that people get for financial protection and peace of mind. According to 2016 data from Insurance Information Institute (III), 95% of U.S. homeowners have homeowner insurance. This is about 70 million homes that are insured. While there aren’t any legal requirements that homeowners must insure their homes, most mortgage lenders insist […]

Ford salesmen are some of the most highly prized employees in the automotive industry. They’re usually well-educated, charismatic, and persuasive. And yet, a surprising number of them don’t have health insurance. Why? Ford’s salesmen are typically hired on a commission-only basis, which means that their income depends on how many cars they sell. Since health […]

It’s easy to identify the commonality between condo and renters insurance. Both are property insurance policies. There is another thing that ties renters, condo, and cancer insurance together, and that’s price. These policies can be almost free because they are so affordable. Some may argue that nothing is ever free. There may be some exceptions to the rule …. […]

Nearly every state requires car insurance. The national average car insurance premium cost is $1,674 for full coverage. However, this average was based on a 2019 Toyota Camry. Car insurance rates can be highly customized. Insurance costs vary depending on many factors. According to Bankrate’s 2021 study on annual premiums, the Honda Civic’s average car insurance premium is […]