American Modern Insurance was established in 1965. It was the first company to specialise in mobile home insurance. The company started selling home and car insurance several decades later. The company currently offers policies in all 50 US states and Washington, D.C. American Modern Car Insurance American Modern does NOT offer standard auto insurance. The company is a specialist […]
Category Archives: Finance Guide
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Apr
Apr
Medicare Part C is another name for Medicare Advantage, which is an all-in-one alternative to Original Medicare. You’ll sometimes see references to Medicare Part C. This is just another name for Medicare Advantage, which is an all-in-one alternative to Original Medicare — meaning it replaces Medicare Part A (hospital coverage), Medicare Part B (medical insurance) and […]
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Apr
Apr
2017 Hurricane Harvey caused the destruction of over 1,000,000 vehicles in Texas and other neighboring states. Each year hurricane season causes more damage to property and vehicles. Storm surges and flooding are common with hurricanes. In 2020, it was estimated that more than 446,000 flood-damaged vehicles were on roads. You may feel more at risk if your home is near the coast […]
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Apr
Apr
Term life insurance is the most affordable type of life insurance you can purchase. It only lasts for a limited time. The premiums paid for coverage that is not renewed after the expiration date have been forfeited. To give term life policy buyers a way to return some of their premiums at the end, the Return of Premium […]
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Apr
Apr
According to Bankrate’s 2021 study on quoted premiums, Texas car insurance costs $1,823 per year for full coverage. When premiums are compared with the average cost of full-coverage insurance which is $1674, Texas lives up to its slogan “everything’s bigger”, then the Lone Star State is truly a shining example of what it means to be a “everything […]
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Apr
Apr
Understanding how claims might be settled is crucial when you have car insurance. This information will help you choose the best policy for you and help you to set realistic expectations in case you need to file a claim. This is especially important for classic and antique cars because insurance may work differently for them. Car insurance policies […]
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Apr
Apr
In 2019, there were 278,413 accident reported to the New Jersey Department of Transportation. In 2020, there were 531 deaths. This is nearly 5% more than the previous year. New Jersey law requires that you have car insurance . To protect themselves and others on the roads, drivers must comply with certain coverage requirements. Continue reading to find out more about […]
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Apr
Apr
Knowing the basics of how Medicare works can help you understand some of the expenses you’ll face. Medicare is the government health care program for people 65 and over, and its coverage plays an important role in containing medical costs as you age. Medicare benefits do not cover all costs. You’ll have to make decisions about how […]
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Apr
Apr
Oregon is home to approximately 4.19 millions people . 62.5% of these people own a house. Oregon’s average home insurance cost is $712 per annum for $250,000 of dwelling coverage. This is significantly lower than the national average rate. It is crucial to have the best Oregon homeowners insurance in order to protect your finances as your […]
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Apr
Apr
Learn about the different types of car insurance coverage and how they protect you financially after an accident. Car insurance is designed to protect you from the financial burden of paying for any medical bills or repairs after an accident. While most states require minimum liability insurance, insurers may offer other types of insurance. You should research […]
