Category Archives: Finance Guide

Information contained within a policy’s insuring agreement will vary depending on the type of insurance being purchased; for example, homeowner’s policies typically contain named-perils coverage limits premiums and deductibles. Navigating policy exclusions and exceptions may seem intimidating, but this information is vital in understanding exactly what coverage exists within an insurance policy. Definitions The Definitions […]

Uber is a convenient ride hailing service that provides passengers with an alternative to taxis. Uber also maintains auto insurance for its drivers and can cover damages caused to your car in case of an accident. But does your own car policy provide coverage when working for Uber? Keep reading to find out. Liability Coverage […]

Bodily injury claims are made when you are injured by the negligence or faults of another person. You will usually deal with the insurance company for the victim (if they have any insurance), but you may also deal with your own insurance company if the person you are dealing with does not have liability coverage. Uninsured bodily […]

A speeding ticket is one of the fastest ways to raise your car insurance rates. Many people drive faster than the speed limit and react like they did nothing wrong. People forget to remember that they signed a contract when they first received their license. It stated that they would not “try” to obey traffic laws whenever […]

It can be difficult to live after a car accident. The situation can get worse if you are the one who caused the accident, and the other driver decides that they will sue you for damages. To protect drivers from situations like that, some states — including Hawaii — have become what is called a no-fault state. Basically, that […]

A parking lot accident can ruin your weekend. Parking lots can be dangerous traps, as anyone who has ever been to the grocery store knows. It’s not unusual to see people running away from the store whileSmoking a cigarette or using their cell phone to communicate is a bad habit. Even worse is when you have a cellular […]

New Jersey’s Automobile Insurance Cost Reduction Act allows New Jersey drivers to purchase basic car insurance policies for a lower price than any other policies. There isn’t much you can do to beat the most affordable car insurance policy plan. However, there are some things you need to know about the insurance plan before you decide […]

If you are found responsible for the injuries sustained by a person as a result of an accident, your bodily injury liability portion of your auto insurance policy will cover the amount. If the injury restricts the injured party from working, this amount could include long-term, hospital, medical, rehabilitation, and long-term care costs. Your bodily injury […]

Hialeah, a suburb of metropolitan Miami, was named by Allstate as one of the places in the country with the most safe drivers. What a big difference from just a few years ago, when Miami and Hialeah were both named as cities with the worst drivers in the country. While Hialeah drivers are making progress, car insurance rates have […]

Simon, our accountant discovered recently that insurance is sometimes not enough. He is passionate about his BMW 7 Series in metallic silver and considers it a part of the family. He made sure that all aspects of his insurance were covered when arranging it. And he also added legal expenses coverage to his policy. Although it doesn’t […]