Category Archives: Finance Guide

Cryptocurrencies have been around for a few years now, and with their popularity comes volatility. Many people invest in cryptocurrencies in the hope that they will make a profit, but it’s important to remember that you can also lose money if you’re not careful. In this blog post, I’ll outline some tips to help you […]

It is risky driving without insurance in North Carolina. North Carolina, like many other states, requires that all drivers have minimum car insurance in order to legally drive. North Carolina has approximately 7 million drivers licensed to drive. This means that 14.02 people are killed per 100,000 passengers each year. This is more than the 11. national average. […]

Are you living with roommates and wondering if your renters insurance covers their belongings in case of theft or damage? Or maybe you’re considering getting renters insurance but unsure about how it works when sharing a space. Well, we’ve got good news for you! In this blog post, we’ll dive into the details of renters […]

More than half of Illinois’ 12.7 million total residents are licensed to drive. However, even with car insurance being legally required in the state, nearly 12% of the 8,546,932 licensed drivers in the state are uninsured. Car insurance is more than a legal requirement. It protects you and your vehicle from financial damage. Car insurance in Illinois is priced at $442 […]

The coronavirus pandemic is causing America to suffer. Americans across the country have suffered from record levels of sickness and unemployment. Schools and businesses have been closed and the future is uncertain as a result. Although federal measures such as the distribution of stimulus checks and the eviction moratorium provide some relief, federal assistance can be unpredictable. The […]

Are you planning to buy a car anytime soon? Congratulations on your new purchase! But before you hit the road, there’s one crucial thing that you should consider: insurance. You may be wondering how long after buying a car do you need insurance? Well, the answer is not as straightforward as you might think. In […]

According to Bankrate’s 2021 study of quoted annual premiums, the average cost of car insurance in Akron, Ohio, is $388 for minimum liability and $1,110 for a full coverage policy. It is dangerous to go without Ohio car insurance because of the risk of tornadoes, flooding from Lake Erie, and occasional residual hurricanes. Shopping for car insurance in […]

Albany’s average annual car insurance cost is $1,655 per year for a full coverage policy and $764 for a policy with minimum coverage. Albany law requires you to have car insurance. This protects your financial and legal rights in the event that an accident is at fault. Based on factors such as coverage options, average rate, discounts, […]

Employers increasingly offer retiree health coverage through health reimbursement arrangements (HRA), which help their employees cover plan-eligible medical expenses during retirement. Employer premium payments are generally exempt from taxes, helping employees keep costs for health insurance at bay after tax payments. But is this exemption permanent? Taxes on Premiums Employer contributions toward retiree health insurance […]

Short-term health insurance provides coverage gaps. This type of policy differs from major medical policies in that they’re less expensive and shorter in duration – though they still need to cover all ten of ACA essential benefits, these typically exclude services like maternity care or behavioral/mental health. Cost Short-term plans offer low upfront costs while […]