Category Archives: Finance Guide

Florida is actually much more affordable than most states when it comes to automobile insurance. If they want to drive on public roads in Florida, they will need to purchase this insurance. You can legally drive your car in Florida if there is $10,000 of Personal Injury Protection coverage (PIP) and $10,000 in Property Damage […]

Knowing who has the lowest cost car insurance in Little Rock can help you save money. Average car insurance rates in Little Rock are $617 per year for minimum coverage, and $2,029 per annum for full coverage. You can sometimes beat this average if you choose the right insurance company. Arkansas’ average driver is uninsured at 17% Without auto […]

“Are you a frequent traveler who’s always on the lookout for new ways to save money while globetrotting? Or perhaps you’re planning a dream vacation and want to make sure you’re covered in case of any unexpected mishaps. Whatever your reason, if you’re wondering whether credit cards offer travel insurance, then we have good news […]

Are you looking for a life insurance policy that offers flexibility in terms of premiums and investment options? If so, then variable universal life insurance might just be the right fit for you. This type of policy allows you to adjust both your premiums and death benefits while also giving you the opportunity to invest […]

“Have you ever wondered what an insurance agent would say to the first couple on earth? Well, get ready for a hilarious ride as we imagine just that! From the Garden of Eden to modern-day policies, let’s delve into this unique and entertaining scenario. So sit back, relax, and prepare to be amused by ‘What […]

It’s possible that you have found your dream car. Perhaps it’s the muscle car you longed for in high school or that car you wanted to drive 30 years ago. Perhaps your classic car has been with you for many years. If you’re currently insuring your classic car with your daily transportation insurance company here are some reasons […]

Insurance companies offering different insurance lines often offer bundle discounts, also known as multi-policy discounts. Multi-policy discounts are most popular for auto and home insurance bundles. Bundling insurance doesn’t mean your auto and home are covered under the same policy. It only means they are insured by the same carrier. These discounts can often be the biggest and […]

Are you one of the millions of Americans who doesn’t have health insurance? Or maybe you’re just curious about how many people are in the same boat as you. Either way, you’ve come to the right place. In this blog post, we’ll explore just how many people are without health insurance and what it means […]

Employers increasingly offer retiree health coverage through health reimbursement arrangements (HRA), which help their employees cover plan-eligible medical expenses during retirement. Employer premium payments are generally exempt from taxes, helping employees keep costs for health insurance at bay after tax payments. But is this exemption permanent? Taxes on Premiums Employer contributions toward retiree health insurance […]

Short-term health insurance provides coverage gaps. This type of policy differs from major medical policies in that they’re less expensive and shorter in duration – though they still need to cover all ten of ACA essential benefits, these typically exclude services like maternity care or behavioral/mental health. Cost Short-term plans offer low upfront costs while […]