Category Archives: Finance Guide

More than half of Illinois’ 12.7 million total residents are licensed to drive. However, even with car insurance being legally required in the state, nearly 12% of the 8,546,932 licensed drivers in the state are uninsured. Car insurance is more than a legal requirement. It protects you and your vehicle from financial damage. Car insurance in Illinois is priced at $442 […]

The coronavirus pandemic is causing America to suffer. Americans across the country have suffered from record levels of sickness and unemployment. Schools and businesses have been closed and the future is uncertain as a result. Although federal measures such as the distribution of stimulus checks and the eviction moratorium provide some relief, federal assistance can be unpredictable. The […]

Are you living with roommates and wondering if your renters insurance covers their belongings in case of theft or damage? Or maybe you’re considering getting renters insurance but unsure about how it works when sharing a space. Well, we’ve got good news for you! In this blog post, we’ll dive into the details of renters […]

According to Bankrate’s 2021 study of quoted annual premiums, the average cost of car insurance in Akron, Ohio, is $388 for minimum liability and $1,110 for a full coverage policy. It is dangerous to go without Ohio car insurance because of the risk of tornadoes, flooding from Lake Erie, and occasional residual hurricanes. Shopping for car insurance in […]

Are you planning to buy a car anytime soon? Congratulations on your new purchase! But before you hit the road, there’s one crucial thing that you should consider: insurance. You may be wondering how long after buying a car do you need insurance? Well, the answer is not as straightforward as you might think. In […]

Albany’s average annual car insurance cost is $1,655 per year for a full coverage policy and $764 for a policy with minimum coverage. Albany law requires you to have car insurance. This protects your financial and legal rights in the event that an accident is at fault. Based on factors such as coverage options, average rate, discounts, […]

Macon, Georgia, is a charming city with rich history and charm. It is home to 153,000. Macon also has higher than average auto insurance rates. Residents pay $879 per annum for minimum coverage, and $2,101 for full coverage. You can find affordable Macon car insurance that suits your needs by doing some research and comparison shopping. Bankrate did […]

Car accident? Let the frustration begin! This is because I was in a similar situation last week and didn’t know what to do nor how to respond. Before I started law school, I worked as a claim adjuster for many years. I still don’t get how confusing it is to be involved in a car accident. Last […]

Employers increasingly offer retiree health coverage through health reimbursement arrangements (HRA), which help their employees cover plan-eligible medical expenses during retirement. Employer premium payments are generally exempt from taxes, helping employees keep costs for health insurance at bay after tax payments. But is this exemption permanent? Taxes on Premiums Employer contributions toward retiree health insurance […]

Short-term health insurance provides coverage gaps. This type of policy differs from major medical policies in that they’re less expensive and shorter in duration – though they still need to cover all ten of ACA essential benefits, these typically exclude services like maternity care or behavioral/mental health. Cost Short-term plans offer low upfront costs while […]