Category Archives: Finance Guide

Signing up for dental insurance depends on where it comes from: workgroup plans or individual policies (also called individual plans). Open enrollment periods usually occur around November/December for group and Medicare Advantage plans. However, you can purchase dental insurance outside of open enrollment if a qualifying life event arises. Group Plans Open enrollment is an […]

If you don’t already have employer-sponsored health coverage, Obamacare (Obamacare) marketplace provides excellent options for individual and family plans as well as short-term plan options and Medicare coverage. Avoid limited-benefit health plans with low premiums but high out-of-pocket costs; these don’t represent real insurance. Instead, opt for more comprehensive health plans:. 1. Check With Your […]

State workers’ comp insurance funds provide businesses with workers’ compensation coverage when private insurers don’t. This option may be an appealing one for companies that cannot find coverage through these channels. Some states operate state funds with exclusive privileges while others provide state funds that compete with private insurers for business and offer more attractive […]

Car insurance rates vary significantly based on factors like your age, driving history and credit score; other considerations could also play a part depending on where you reside. Teen drivers typically pay more for insurance because of their inexperience on the road and increased likelihood of accidents, yet NerdWallet provides an estimate tool that allows […]

As soon as a plumbing disaster strikes, it’s essential that you contact your insurance provider immediately so they can send out an adjuster and assess the damages. However, insurance companies tend to avoid covering bathtub leaks as they believe homeowners should maintain their properties appropriately. Damage to the Bathtub Homeowners insurance offers financial protection against […]

The Knights of Columbus offers an extensive selection of life, retirement and long-term care policies through its network of insurance agents. This company holds an A+ rating with the Better Business Bureau, offering competitive life insurance policies at very reasonable rates to men who belong to Catholic fraternal organizations. Unfortunately, their policies are only available […]

Canton, Michigan drivers can expect to pay $1,046 minimum coverage and $2,537 full coverage. This is significantly more than the average of $565 minimum and $1,674 full coverage. Canton insurance is costly for several reasons. First, Wayne County is home to nearly 18% Michigan’s total population. Second, it has the highest number of traffic incidents in Michigan each year. It was […]

Elko County has 69.288 registered vehicles. Elko is one the smallest cities in Nevada, but interstate 80 gives it the unfortunate distinction of having the third highest number of speeding-related deaths. Elko drivers need a good policy. Average auto insurance costs in Elko are $529 for minimum coverage and $1655 for comprehensive coverage. This includes collision and comprehensive. Ask […]

Good2Go offers non-standard car insurance to drivers who might otherwise have difficulty finding coverage. Although it may appear relatively new in the insurance industry, Good2Go has been around since its founding as an affiliate of American Independent Insurance Company for over 95 years. In 2016, the company decided to consolidate its business and make it available […]

For a $250,000 home, the average annual home insurance cost in South Dakota is $1958. A total of 68% South Dakota residents have a home. This is due to the low property values. The median property value of South Dakota is $171,000. While the national median home price is $229,700, it is still a low median property value. Because of […]