Category Archives: Finance Guide

Life Assurance, Critical Illness Cover Etc – Are You Paying For Policies You Don’t Need?

When we look at a client’s financial situation, one of the most common problems we see is that they have had many income protection and life insurance policies sold over the years. It is important to note that such coverage for a couple with a mortgage and a family, like a couple, is essential. It’s better […]

What is J.D. Power?

Bankrate studies frequently refer to J.D. Power is a source of customer ratings and reviews. Michigan-based J.D. Power is a consumer data and analytics company that has been providing detailed, objective studies on a variety of industries since 1968. A company can be a reliable source of impartial, independent ratings. Although policyholders can often complain, they rarely share their everyday […]

Best cheap car insurance in Denton

According to Texas Department of Transportation’s database there were 1,578 car crashes in Denton during 2021’s first half. Denton’s best car insurance will provide financial protection in the event of an accident. Texas law requires that all vehicle owners have adequate coverage. Denton’s average car insurance cost is $537/year for minimum coverage and $1,714/year for full coverage. There […]

Guide to life insurance

Life insurance offers financial protection to your loved ones in the event you pass away. Some policies can be used to supplement your retirement income and pay for funeral expenses. Although life insurance is essential, only 60% people in the United States have any type of insurance. Your loved ones can become financially responsible for paying your debts, covering […]

What Is The Net Amount At Risk In A Whole Life Insurance Policy?

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

What Type Of Health Insurance Policy Provides An Employer With Funds To Train?

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Does Renters Insurance Cover Motorcycle Theft?

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

What Does Paid In Full Mean For Car Insurance?

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]