Category Archives: Finance Guide

Anyone who owns a home is advised to get homeowner’s insurance. This includes 53% of San Antonio residents . Your lender may require you to have homeowners insurance if you have a mortgage. San Antonio’s average homeowners insurance policy is $1,944 annually. This is lower than the Texas average at $2,589. Flood insurance is not included in this rate as […]

There has been much debate about distraction and the different levels of distraction while driving a car. These range from listening to radios, having arguments with children, to having no awareness of what is happening around you. This debate has been elevated to a new level with the advent of cell phones and driving while […]

There are many ways to reduce your auto insurance rates. You can buy a vehicle with a positive CLEAR score (Canadian Loss Experience Auto Rating); you can also install an alarm system to your car; you can also increase your deductibles and eliminate unnecessary coverages. Safe driving habits are the best way to reduce your premiums in […]

The pandemic changed our focus to health. It not only focused on protecting our physical health but also highlighted the importance of financial well-being. Over 70% Americans reviewed their financial plans in the past year. One third made changes to that plan. You are not the only one who feels the need to have your finances in order […]

Florida Governor Rick Scott signed legislation on May 4, 2012 that was intended to reduce fraud in auto accidents, lower auto insurance premiums and lower litigation costs related to the Personal Injury Protection (“PIP”) insurance law. This article will help Florida motorists to understand the new statute. It will also discuss how these changes will affect […]

North Dakota car insurance is required by law. However, it is strongly recommended for financial protection. There were 14,521 accidents and 100 deaths in North Dakota in 2019.According to the North Dakota Department of Transportation, it is approximately $. An additional estimate of the cost isUninsured drivers account for 13% of state driversUninsured drivers can pose a […]

homeowners insurance is essential to protect your home and investment if you are one of the almost 49% residents of Dallas County. The average homeowner in Dallas pays $3,107 to get their policy. However, rates can vary depending on many factors such as your credit rating and the condition of your home. We compared the Dallas home insurance providers […]

Travel insurance is not affordable if you don’t have the means to pay.It is true? It’s not a good idea to travel without insurance. You’ll hear phrases like “Oh it doesn’t really matter if your bags are lost, just pack light” or “Medical bills for Southeast Asia are quite affordable if you need to get […]

The majority of states in the United States require that all citizens have auto insurance. Your proof of insurance is required as part of vehicle registration. Otherwise, your vehicle will not be registered. It’s also a way to prove financial responsibility for your vehicle. It is important to remember that accidents can happen even to defensive drivers. Auto insurance […]

Austin has been a very popular city in recent years. The homeownership rate grew by more than 20% between January 2020 and January 2021. It is essential to have home insurance for Austin because of the risk of flooding and hurricanes. For $250K of dwelling coverage, the average Austin home insurance premium is $1824 annually It can be difficult to find affordable […]