Category Archives: Finance Guide

Insurance Terms I Should Know

It can be confusing to shop for car insurance. There are so many options. The insurance industry is known for using acronyms and jargon to describe everything. Only Property Damage and Bodily Injury are mandatory coverages in every state. All other protection is optional. Each state has its own minimum requirements for residents. Here are some examples and definitions […]

How a speeding ticket impacts your insurance in Nebraska?

From 2013 to 2017, a study found Nebraska had one of the lowest rates of speeding-related deaths per capita. This is good news for Cornhusker State drivers, but it does not negate the seriousness and dangers of speeding. Speeding is an offense that can lead to tickets and fines. Long after the fines are paid, the effects of a speeding […]

Car insurance for college graduates

Graduating college is exciting, but it can also be expensive — especially when adding car insurance to the mix of student loan debt. When shopping for insurance, college graduates face unique challenges than other age groups. It is possible to find more affordable and better insurance solutions for college graduates by understanding the factors that affect their insurance […]

Is Optima Health Insurance Good?

Optima Health Insurance is an established healthcare provider with a commitment to offering affordable and accessible coverage. Their plans provide comprehensive healthcare services as well as prescription drug coverage; furthermore they offer discounts to help customers save on premiums. The company’s Optima Plus plan offers subscribers access to an expansive network of healthcare providers and […]

Do Health Insurance Companies Need Social Security Numbers?

Every year, over two million Americans become victims of medical identity theft. One way to ward off this form of fraud is by safeguarding your health insurance information. As people are cautious to provide their Social Security numbers due to identity theft concerns, some healthcare providers and patients may hesitate to share them. Luckily, legislation […]

How To Become A Preferred Contractor For Insurance Companies

Becoming a trusted contractor for insurance companies can bring your business a steady flow of rewarding projects and establish strong partnerships with top agents – but this comes with stringent rules and lower profits margins. To achieve success as an insurance adjustor, it is necessary to establish relationships with other adjusters as well as join […]

What Insurance Companies Will Backdate Insurance?

Insurance backdating involves falsifying evidence to claim you had coverage prior to its actual policy date, which is considered fraud in many states and criminal offenses in others. People seeking backdated coverage should consult brokers or agents experienced with this process when seeking backdated policies. Insurance brokers can assist individuals in the process of backdating […]