Category Archives: Finance Guide

People who live on the edge must ensure they have sufficient life insurance to cover the possibility of losing their lives. When granting coverage, the most important factors that underwriters consider are the individual’s profession and hobbies. Premiums may be increased if an applicant poses a greater risk to the carrier. A renewal could result in an applicant […]

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

Assigned risk plans offer auto insurance for drivers who are too high-risk to be covered by most insurers. Although they are offered by the state governments, these plans provide coverage through regular carriers but cost more than regular auto insurance. However, not all car owners who have been denied coverage for their vehicle will need assigned […]

Here are some things you should know about Car Insurance *Car insurance in India is mandatory, not optional. *Accidents cannot be controlled – the common man must be protected from accident risks *Not everyone can afford unexpected accident costs. Car insurance provides protection from large-scale, unexpected expenses. Many misinformations and ambiguities surround the topic of […]

For a $250,000 home, the average home insurance premium in Boston, Massachusetts is $1,481. This is equal to the U.S. average of 1,477 and slightly higher than the $1,258 annual average for the whole state. Boston is known for being a city that rents. Only 35% of all housing units owned between 2015 and 2019. For the same period, the […]

Insurance has been difficult to do. It’s a delicate balance between what you want, what you can afford, as well as what you can leave behind by not having it. This is an important line to keep in mind. Insurance is not something that anyone should have to pay for, at least until they want to. It is […]

Your wedding day is an investment and when something goes wrong you could stand to lose out financially. Wedding insurance provides peace of mind so you can sleep easier at night. Your venue has been damaged by an overly inebriated guest, or perhaps they were stolen or lost altogether, while inexplicably your military groom or […]

What is Guaranteed Issue Life Insurance? Guaranteed issue life insurance, or guaranteed acceptance life insurance, is a type of whole life insurance policy that does not require you to answer health questions, undergo a medical exam, or allow an insurance company to review your medical and prescription records. It may also be called “no-questions life insurance” or even […]

Last week, I was playing golf and something caught my eye that inspired me to write this article. The ninth tee was my destination. There was a bench that you could use to rest your tired bones and help you analyze your game. It was simply turning up at the course. On this bench, however, was a […]

Vision therapy is an in-office and at-home program used to address vision problems such as amblyopia (lazy eye), crossed eyes (strabismus), double vision, eye teaming and visual processing issues. Children struggling in school, having trouble focusing or reading, or being diagnosed with ADHD/ADD could benefit from Vision Therapy. Adults experiencing headaches, eye strain or “fuzzy” […]