Category Archives: Finance Guide

Watch Out For That DEER! If I Hit One, Is It Covered?

Well, it’s here. It’s Deer Season. The opening day for the Bow Season in Michigan was October 1. Deer season brings a lot of Deer/Vehicle accidents. This is covered under Comprehensive Coverage. I was shocked at the number of people who didn’t know this when I worked in insurance. What is Comprehensive Insurance? You can get coverage for specific […]

Best cheap car insurance in Greeley

Average annual car insurance costs in Greeley are $492 for basic coverage and $1826 for full coverage. Greeley saw an increase in accidents and fatalities in the summer of 2020, after the pandemic lockdowns eased and more people got back on the road. Investigators discovered that many fatalities occurred due to impaired driving. The best Greeley car insurance does […]

What Does Graded Life Insurance Mean?

Graded life insurance is a form of permanent life insurance, which offers policyholders the ability to obtain coverage in cases where they may not qualify for traditional life insurance. Whether due to pre-existing medical conditions or other factors, policyholders may find that they have difficulty getting accepted for a traditional policy. Graded life insurance provides […]

Medica Insurance – Health, Dental, and Vision Plans

Health insurance is an agreement that covers some or all of your medical costs in exchange for a monthly premium, copays and deductibles. You can find health plans through employers or schools. New York State offers two health insurance programs to its residents based on income: Child Health Plus and Medicaid. Medica is an insurance […]

What To Look For When Buying Health Insurance?

No matter if you enroll in an Affordable Care Act-compliant plan on the marketplace or shop privately for health coverage, making decisions requires many decisions and choices. Your primary consideration should be how much of an annual and monthly premium you can afford for health coverage. Consider each plan’s deductible, copayments and drug formulary before […]