Category Archives: Finance Guide

Speeding is no laughing matter, and rightly so. It’s one of the most common traffic violations and can lead to serious consequences. In fact, many drivers fear that their insurance rates will go up if they get a speeding ticket. Fortunately, this is not always the case. When you contact your insurance provider, be sure […]

Both drivers will often stop to exchange information when they are involved in an accident. Fleeing the scene of an accident, also known as a hit-and-run, comes with major consequences. In Rhode Island, the average annual cost of full coverage car insurance is $2,018, but after a hit-and-run, the average rate increases 61% to $3,251, according to 2021 […]

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Temporary health insurance plans may seem like an attractive solution if you’re between jobs, waiting for Medicare eligibility or self-employed, but it’s essential that you understand their limitations, such as medical underwriting and preexisting condition exclusions. Even though new federal rules allow short-term plans with initial terms and renewals up to one year, many states […]

Your insurance should cover the cost of replacing or repairing a cracked windshield depending on which policy and the extent of its damage. Cracks smaller than two inches wide should be repairable without having to replace all of the glass in your windshield. Filing a claim for cracked windshield damage follows the same process as […]

When you’re planning a getaway and looking for the best rental car insurance, it can be hard to know where to turn. You want to ensure that your vehicle is covered in case of an accident but also don’t want to pay too much for the coverage. Chase credit cards offer a great option for […]

From 2013 to 2017, a study found Nebraska had one of the lowest rates of speeding-related deaths per capita. This is good news for Cornhusker State drivers, but it does not negate the seriousness and dangers of speeding. Speeding is an offense that can lead to tickets and fines. Long after the fines are paid, the effects of a speeding […]

These simple, yet effective steps will help you cut your car insurance costs whether you are just starting out or recently passed your test. As motoring costs rise by the month, it is important to save as much money on car insurance as you can for learners and new drivers. Recent surveys show that most […]

Graduating college is exciting, but it can also be expensive — especially when adding car insurance to the mix of student loan debt. When shopping for insurance, college graduates face unique challenges than other age groups. It is possible to find more affordable and better insurance solutions for college graduates by understanding the factors that affect their insurance […]