Category Archives: Finance Guide

Home or auto coverage does not cover unexpected mishaps, but it provides financial protection in case of an emergency. Floods can cause the most serious damage to your home. Floods can cause damage to your home that is as small as a few inches. This could cost you thousands of dollars. Unfortunately, a standard homeowners insurance policy doesn’t protect against flooding. Flood insurance […]

Life insurance is one of the most important investments you can make in your life. It provides financial protection for your loved ones in the event of your death, and it gives them peace of mind knowing they will be taken care of. But what is Freedom Life Insurance and how does it work? In […]

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Temporary health insurance plans may seem like an attractive solution if you’re between jobs, waiting for Medicare eligibility or self-employed, but it’s essential that you understand their limitations, such as medical underwriting and preexisting condition exclusions. Even though new federal rules allow short-term plans with initial terms and renewals up to one year, many states […]

Your insurance should cover the cost of replacing or repairing a cracked windshield depending on which policy and the extent of its damage. Cracks smaller than two inches wide should be repairable without having to replace all of the glass in your windshield. Filing a claim for cracked windshield damage follows the same process as […]

When it comes to buying insurance, it can often be confusing and overwhelming. Terms like “premiums,” “deductibles,” and “coverage” may sound foreign. But understanding the basics of insurance is essential in protecting yourself from unexpected costs due to an accident or illness. One of the most important concepts to understand when dealing with health insurance […]

Health insurance is a need for many Americans. Despite the Affordable Care Act, there are still millions of Americans who remain uninsured due to affordability issues. Understanding the severity of the situation and how widespread it is can help us make informed decisions. In this article, we will explore how many people are without health […]

Teslas are reportedly the best-selling electric vehicles in the country, with all Tesla models appearing in the top 10. The Tesla S is the company’s luxury sport model. While Tesla ownership may help you save gas, there are still costs. According to Bankrate’s 2021 study of quoted annual premiums, Tesla Model S car insurance averages $3,802 per year. Tesla Model S […]

Car insurance is a necessity in today’s world. Not only does it help you protect yourself financially if something happens, but it also helps protect other drivers on the road. But for many people, car insurance can be expensive and hard to keep up with. If you’re looking for ways to save money and possibly […]