Category Archives: Finance Guide

Here are some things you should know about Car Insurance *Car insurance in India is mandatory, not optional. *Accidents cannot be controlled – the common man must be protected from accident risks *Not everyone can afford unexpected accident costs. Car insurance provides protection from large-scale, unexpected expenses. Many misinformations and ambiguities surround the topic of […]

2019 saw the following:5,573 car accidentsReports from Boulder County, Colorado. Boulder’s law requires all drivers to have car insurance. An auto policy can help you protect your finances. Boulder’s average car insurance cost is $1,861 annually for full coverage insurance. $545 per annum for minimal coverage insurance.American Family, USAA and State Farm are some of the most […]

There are various factors that contribute to the cost of property insurance, with replacement costs playing the most crucial role. Therefore, creating a home inventory can be invaluable. Location can also have an effect on rates; living in an area where theft or weather damage rates are higher may mean higher premiums. Homeowners Insurance Homeowner’s […]

What is Guaranteed Issue Life Insurance? Guaranteed issue life insurance, or guaranteed acceptance life insurance, is a type of whole life insurance policy that does not require you to answer health questions, undergo a medical exam, or allow an insurance company to review your medical and prescription records. It may also be called “no-questions life insurance” or even […]

There are many things to remember if you have been in a car crash, regardless of whether it was head-on, rear-ended or t-boned. Many people get panicked or flustered after a car accident. This can lead to missing important details later on when they have to deal with their insurance company or lawyer. These key points will […]

Driving without car insurance in most states is illegal and breaking this rule can result in expensive fines or the suspension or cancellation of your license or registration. Furthermore, you’ll be held accountable for any property damage and medical costs caused by accidents caused by you or your vehicle. At times, individuals need to temporarily […]

“Your vehicle is a total loss.” These words are often used to cause immediate controversy between the insured and their insurer. In total loss, the main reason for contention between an insured and their insurance company is that most people believe their vehicle is more valuable than it is. Although historically a poor investment, a vehicle is […]

Gastric bypass surgery is a major medical procedure, and it’s one that can offer life-changing benefits to those who opt for it. Those benefits can be physical, mental, and emotional; however, they often come with a hefty price tag. Given the costs associated with gastric bypass surgery, many people are left wondering if their insurance […]

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

Your car was just stolen. You had important personal items. Is my auto insurance going to cover my personal items? The simple answer is that auto insurance does not typically cover personal property. This would be true for almost all insurance companies. Auto insurance is not meant to protect personal property, but damage to the vehicle. Your […]