How Does Att Phone Insurance Work?

If you’re an AT&T customer, you may be wondering how AT&T phone insurance works and whether it’s worth the cost. In this article, we’ll break down everything you need to know about AT&T phone insurance, from what it covers to how much it costs. 

What is AT&T Phone Insurance?

AT&T phone insurance is a service that helps to protect your investment in your cell phone. In the event that your phone is lost, stolen, or damaged, AT&T will work to repair or replace it as soon as possible. The monthly premium for this service is typically very reasonable, and it can give you peace of mind knowing that your expensive cell phone is protected.

How Does AT&T Phone Insurance Work?

AT&T phone insurance works by providing customers with a way to replace their lost, stolen, or damaged phones. Customers can file a claim online or over the phone and will need to provide their device serial number, type of damage, and an explanation of what happened. Once the claim is approved, customers will receive a replacement phone within 2-3 days.

What Does AT&T Phone Insurance Cover?

AT&T Phone Insurance covers your device against loss, theft, and damage. If you have an eligible AT&T wireless service, you can enroll in the AT&T Protect Advantage Program for $8.99 per month and receive:

Coverage for up to 3 lost, stolen, or damaged devices

A replacement device as soon as next day1

$600 in protection against fraud2

1Requires enrollment in the program within 30 days of activating a new line of service on a postpaid account. To enroll after 30 days, visit
2For more information about this benefit and how to report fraud, go to

How Much Does AT&T Phone Insurance Cost?

AT&T phone insurance typically costs around $8 per month per device. However, the exact cost will vary depending on the device you have and your specific plan. You can check out AT&T’s website for more information on their phone insurance plans and pricing.

Is AT&T Phone Insurance Worth It?

When it comes to phone insurance, AT&T offers one of the most comprehensive plans on the market. For a monthly fee, you can insure your device against accidental damage, theft, and even water damage. In addition, you’ll get access to a 24/7 customer support line and a replacement phone if yours is lost or stolen.

So, is AT&T phone insurance worth it? That depends on a few factors. If you’re someone who is constantly dropping your phone or worries about losing it, then insurance may be a good idea. However, if you’re careful with your devices and don’t mind paying for repairs out-of-pocket, then you may not need it.

ultimately, the decision whether or not to insure your phone is up to you. But if you’re looking for peace of mind, AT&T’s phone insurance plan is definitely worth considering.

Alternatives to AT&T Phone Insurance

There are a few alternatives to AT&T phone insurance that may be worth considering. One option is to purchase a used phone from a reliable source, such as a certified pre-owned phone from a major retailer. This can be a much less expensive option than buying a new phone, and you can often find phones that are in good condition.

Another alternative is to look into phone protection plans that are offered by third-party companies. These plans can sometimes be cheaper than what AT&T offers, and they may have more comprehensive coverage. It’s important to read the fine print of any protection plan before signing up, so that you understand what is and is not covered.

Finally, you could simply choose to not get insurance for your phone. This is obviously the cheapest option, but it also means that you will have to pay for any repairs or replacements out of pocket. If you’re willing to take on this risk, it could save you some money in the long run.


AT&T phone insurance can be a great way to protect your investment, but it’s important to understand how it works before you commit. By reading this article, you should now have a good understanding of what AT&T phone insurance covers and how much it will cost you. You should also know that there are some things that are not covered by the policy, so be sure to read the fine print before making a purchase.