Category Archives: Finance Guide

Why It Is Important To Read Your Car Insurance Policy

If policies, agreements, contracts and other legal documents are not understood or read carefully, it can cause a lot of problems later. Although most people won’t want to read every word of a policy, it is often the key to saving money or incurring additional costs. This is especially true for car insurance policies. Although insurance agreements […]

Average cost of car insurance in Wisconsin

Wisconsin drivers pay on average $1,186 per year for full coverage and $332 for minimum auto insurance. Premiums can be affected by many factors. The main four are your choice of car insurance, your age, location, driving record, and driving history. This means that the best Wisconsin auto insurance company can often vary from one driver. What is the cost of […]

Term Life Insurance for Hazardous Occupations

People who live on the edge must ensure they have sufficient life insurance to cover the possibility of losing their lives. When granting coverage, the most important factors that underwriters consider are the individual’s profession and hobbies. Premiums may be increased if an applicant poses a greater risk to the carrier. A renewal could result in an applicant […]

How Many Hours Is Full Time For Health Insurance?

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

Assigned Risk Plan Insurance no Driving License?

Assigned risk plans offer auto insurance for drivers who are too high-risk to be covered by most insurers. Although they are offered by the state governments, these plans provide coverage through regular carriers but cost more than regular auto insurance. However, not all car owners who have been denied coverage for their vehicle will need assigned […]

Car Insurance – Mandatory or Optional?

Here are some things you should know about Car Insurance *Car insurance in India is mandatory, not optional. *Accidents cannot be controlled – the common man must be protected from accident risks *Not everyone can afford unexpected accident costs. Car insurance provides protection from large-scale, unexpected expenses. Many misinformations and ambiguities surround the topic of […]