Category Archives: Finance Guide

Does My Insurance Cover Therapy? Precious Tips To Help

Health insurance coverage could be an issue if you are one of the many millions of Americans considering therapy. Chances are that you have some coverage if your health insurance covers it. Most insurance companies provide some coverage for psychological health services to address the demand and importance of maintaining mental well-being. There are many differences in the benefits […]

Do You Need Insurance To Transfer A Title In Texas?

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Are Sinkholes Covered By Homeowners Insurance?

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Can You Renew Short Term Health Insurance?

Temporary health insurance plans may seem like an attractive solution if you’re between jobs, waiting for Medicare eligibility or self-employed, but it’s essential that you understand their limitations, such as medical underwriting and preexisting condition exclusions. Even though new federal rules allow short-term plans with initial terms and renewals up to one year, many states […]

Will Insurance Cover A Cracked Windshield?

Your insurance should cover the cost of replacing or repairing a cracked windshield depending on which policy and the extent of its damage. Cracks smaller than two inches wide should be repairable without having to replace all of the glass in your windshield. Filing a claim for cracked windshield damage follows the same process as […]

How a speeding ticket impacts your insurance in Ohio

Your driving record is one of the most important things that will be considered when determining your annual car insurance premiums. Your chances of getting a lower premium are higher if you have a clean driving record. Ohio has a lower average annual cost for full coverage car insurance than the national average. This may change after a […]