Category Archives: Finance Guide

You’re driving along and enjoying the ride when you get a call from your insurance agent. Your rates are going up, and they want to know if you want to add a second car to your policy. The question is, how much does adding a second car to insurance cost? The answer may surprise you. […]

London will be the fastest-growing city in 2025. If so, how will it impact the many products and services that are available to the market like income protection insurance. The debate continues about the importance and relevance for London workers to have income protection and protection insurance. The media is constantly bombarded with news stories about […]

In an insurance context, the term “young drivers” is used to describe drivers between 17 and 25 years of age. Although this term can be viewed as somewhat patronizing, it is actually a reflection on an age group that insurance companies consider the most at-risk and thus the most costly to insure. While any generalization is […]

Since 2008, when I moved to Colorado, I have witnessed firsthand the sweeping phenomenon that is afflicting our country. My wife says that the usual courtesy she received as a child in the Midwest has disappeared and is no longer available in the West. On numerous occasions, I explained to my wife that this isn’t a Denver […]

Policyholders often have a hard time deciding whether to file a claim on their car insurance policy. They assume that they might be financially better off if they do not make a claim. If the amount is small, they can save money on their long-term car insurance premium. You may have minor scratches or other problems […]

El Paso is the largest city in Texas. It has a population of 683,000. The homeownership rate is 58.3%. This is lower than the national average which is 63.9%. For a policy covering $250,000 of dwelling coverage, the average cost for home insurance is $11,128 per annum. The average rate in El Paso is lower than the Texas average at […]

The insurance industry is the primary underwriters of the global economic system. Climate concerns and other environmental issues are particularly important. This was evident last year, when representatives from insurance companies and reinsurers from around the globe traveled to Cancun for COP-16. It included a side session that focused on climate adaptation, risk management, product innovation, […]

Florida has required FR44 insurance since 2008. This policy type is not well-known by most agents or consumers. This information is important for convicted drivers as it isn’t well-known. If you have the right information, it is easy to secure a lower-cost policy and get your license reinstated quickly. Many companies want these policies. Insurance companies have found that […]

A homeowners policy in Norfolk, Virginia, costs $1,550 annually for $250,000 of dwelling coverage. This is significantly more than the average Virginia home insurance premium, which is $1.013 per annum. Norkfolk residents might want to look at several aspects of an insurance company when shopping for home insurance. Quadrant Information Services and Bankrate have partnered to provide current […]

Becoming an insurance agent in Georgia is a process that requires you to complete a few steps. The first step is to pass a written examination administered by the Georgia Department of Insurance. You must also complete an insurance pre-licensing course and pass a criminal background check. After you have successfully completed these steps, you […]