Category Archives: Finance Guide

In determining who drivers are ” high-risk“, insurance companies take into account many factors. Bankrate considers some of these factors, including car accidents, speeding tickets and teens, when determining high-risk drivers. High-risk drivers have a higher likelihood of generating claims due to injuries and accidents, including fatalities. South Dakota had 88 fatal car crashes in 2019, which led to […]

After the infant or baby car seat is securely fitted, it is essential that the infant or baby is secure and comfortable in the seat. The parents or the driver can do a few things to ensure that the infant or baby is secure and safe before the vehicle is driven. These considerations should be made […]

Here’s what you need to know… The McCarran-Ferguson Act passed in 1945 stipulated that the state should regulate insurance industries and laws in the interest of the public State officials establish mandatory car insurance requirements. They are also responsible for updating laws and regulations as necessary. To ensure that they do good business, agents are licensed, and […]

If you’re like most pet owners, you worry about the day when something happens to your cat and you can’t afford to cover the costs of veterinary care. In this article, we’ll explore the different types of cat insurance and help you figure out how much coverage is necessary for your cat. What is Cat […]

Every business in the country is looking to cut their overheads. Companies that reduce their overheads will make a profit. Therefore, it is important for business owners to find motor trade insurance deals that provide the highest level of coverage at the lowest premium. You can get quotes from a variety of companies, whether you are […]

When you’re faced with a medical emergency, you might understandably want to do whatever you can to get the care you need as soon as possible. Unfortunately, that doesn’t always mean that your insurance will cover all of your expenses – and when that happens, what do you do? In this article, we’ll discuss some […]

You can find the answer to the question, “Can I make a diminished-value claim?” on the internet. This question has a universal answer. Many people respond to this question with a “no” answer because they don’t understand the differences between third-party claims and first-party claims. After a car accident, claims for diminished value are filed. This is a […]

As an agent for auto insurance, one of my most frequently asked questions is “Who is insured to drive my vehicle?” Sometimes, the answer to this question is more complicated than people realize. You can skip reading this article if you have never lent your car to anyone. Short Answer: Your policy covers all people who […]

A lot of people are starting to become more aware of the importance of health insurance, especially as the cost of medical care continues to increase. If you’re a business owner, are you required by law to provide employees with health insurance? What are the Requirements of a Business to Provide Health Insurance? Businesses in […]