Category Archives: Finance Guide

Disability, unemployment insurance—and for some, the possibility of collecting both benefits at the same time. It’s a complex issue that requires a closer look and understanding of both programs. So can you collect disability and unemployment insurance at the same time? While there is no definite yes-or-no answer to this question, it is certainly possible […]

Unprepared families can end up spending a lot of money on a cheap term life insurance policy if they keep it too long. Term insurance can help protect your family against financial disaster. However, it is not a good idea to keep the same policy unless it is too late to get permanent coverage. Term life […]

The cost of renters insurance will vary depending on where you live, what coverage you choose, and whether or not you have ever filed any claims. Your credit history can have a significant impact on your rate in many states. NerdWallet’s recent analysis found that renters insurance rates in states with credit rating factors are 83% higher for […]

Driving is an everyday part of your daily life. You may not think about the logistics involved in keeping a car on the roads. It is important to understand and follow your state’s insurance laws. In West Virginia, drivers must maintain mandatory insurance limits to operate a vehicle. The mandatory insurance limits in West Virginia are intended to […]

As a rental property owner, you may be concerned about the tax implications of insurance proceeds. After all, if you receive money from an insurance claim on your property, is it taxable? It’s a great question and one that deserves an answer. In this blog post, we’ll take a look at whether or not insurance […]

Life insurance policies can benefit you in two ways. They pay in the event you die and allow you to accumulate tax-deferred savings. Although it can be beneficial if you have a need for insurance, you should not buy insurance policies to save money. There are more economical ways to save money. Term insurance is the most […]

Buying a car from a dealership is an exciting experience, but it’s also one that comes with some important responsibilities. Not only do you need to review the contract and make sure you’re getting the best deal possible, but you also need to think about what kind of insurance coverage is required by law when […]

Recent reports indicate that insurance sales careers are on the rise. The U.S. Department Labor reported a rise of 900 jobs in December 2005, and another 2,500 in January 2006. Although the rising trend in insurance sales is encouraging news, many agents quit the industry, falling prey to the usual perils of selling insurance. You can […]

Exmouth and Moora, both in Western Australia, don’t share much in common with Sydney. This year, however, there is a unifying bond. We all felt the full force Mother Nature. Flooding in Moora, a Wheatbelt community, caused damage of approximately $10 million to homes and properties. The community suffered millions of dollars more when Cyclone Vance struck […]

Starting a trucking company can be overwhelming. It’s a lot of work, and you need to make sure you have everything in order from permits to licenses and insurance. If you want your business to be successful, you will need to make sure your ducks are in a row before taking the plunge. Insurance is […]