Category Archives: Finance Guide

Allergy testing has become a popular way for people to find out what might be causing them chronic discomfort. But the question remains: is it covered by insurance? The answer is, it depends. In this blog post, we will explore the different kinds of tests that are available for allergies and whether or not they […]

1. IntroBefore I begin to discuss this month’s insurance topic I want to highlight a little irony that occurred at the end last month. After writing an article on what to do in case of a winter auto crash, I found myself sliding on the ice and heading slowly toward another car at an intersection. I was going […]

Kansas law requires you to have car insurance if your vehicle is registered. Auto insurance serves two purposes. It protects your legal and financial responsibilities in case of an at-fault accident. Here are some things to know about accidents in Kansas: Kansas had 64,682 traffic incidents in 2019. In 2019, there were 2150 alcohol-related crashes. General driver negligence […]

Car insurance is one of those bills we’d all like to forget about. After all, who wants to pay for something they hope never to use? However, if you ever find yourself in an accident, your car insurance can be a life saver – literally and figuratively. That’s why it’s important to know what documents […]

Mexico Insurance is used by more than 20,000,000 tourists each year. To give an approximate estimate, 17.6 millions of the 22.6million tourists who visited Mexico in 2008 were American tourists. This is approximately 75% of the tourists from America who visit Mexico by car, motorbike, trailer, RV, or other vehicles that will need insurance. This is something most […]

Driving without insurance in Wisconsin is a serious offense. Driving without insurance in Wisconsin is a criminal offense. However, car insurance can provide financial protection. The penalties for driving without insurance in Wisconsin depend on whether you were convicted of any prior offenses and whether you were involved in an accident. Despite the law and consequences, roughly 13% of drivers […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]