Category Archives: Finance Guide

Multiplan insurance is a type of insurance that covers you and your family for many different types of events. With multiplan, you can protect yourself and your loved ones from a variety of risks, like health care expenses, car crashes, and more. What is Multiplan Insurance? A Multiplan is an insurance policy that provides comprehensive […]

In determining who drivers are ” high-risk“, insurance companies take into account many factors. Bankrate considers some of these factors, including car accidents, speeding tickets and teens, when determining high-risk drivers. High-risk drivers have a higher likelihood of generating claims due to injuries and accidents, including fatalities. South Dakota had 88 fatal car crashes in 2019, which led to […]

Every business in the country is looking to cut their overheads. Companies that reduce their overheads will make a profit. Therefore, it is important for business owners to find motor trade insurance deals that provide the highest level of coverage at the lowest premium. You can get quotes from a variety of companies, whether you are […]

Here’s what you need to know… The McCarran-Ferguson Act passed in 1945 stipulated that the state should regulate insurance industries and laws in the interest of the public State officials establish mandatory car insurance requirements. They are also responsible for updating laws and regulations as necessary. To ensure that they do good business, agents are licensed, and […]

If you’re like most pet owners, you worry about the day when something happens to your cat and you can’t afford to cover the costs of veterinary care. In this article, we’ll explore the different types of cat insurance and help you figure out how much coverage is necessary for your cat. What is Cat […]

You can find the answer to the question, “Can I make a diminished-value claim?” on the internet. This question has a universal answer. Many people respond to this question with a “no” answer because they don’t understand the differences between third-party claims and first-party claims. After a car accident, claims for diminished value are filed. This is a […]

When you’re faced with a medical emergency, you might understandably want to do whatever you can to get the care you need as soon as possible. Unfortunately, that doesn’t always mean that your insurance will cover all of your expenses – and when that happens, what do you do? In this article, we’ll discuss some […]

As an agent for auto insurance, one of my most frequently asked questions is “Who is insured to drive my vehicle?” Sometimes, the answer to this question is more complicated than people realize. You can skip reading this article if you have never lent your car to anyone. Short Answer: Your policy covers all people who […]

New Jersey requires auto insurance. However, the cost and type of coverage may vary. Consumers are discovering that there are many options to help them comply with the law. All drivers must have a basic insurance policy under the New Jersey Automobile Insurance Cost Reduction Act.Uninsured drivers are in violation of the law. Driving without insurance is a crime that can […]