Category Archives: Finance Guide

Insurance Johns Hopkins University requires all students to have comprehensive health insurance. Students are automatically enrolled in the student health benefits plan at the beginning of each academic year. Students can opt out of the school plan if they are covered by a plan similar to the University’s. International students with F1/J1 visa status must purchase the student health benefit […]

Many people consider insurance to be an expense, but others see it as an investment. So which is it? Is insurance an expense or an investment? The answer depends on a variety of factors such as the type of policy you have, how much coverage you’re seeking, and the overall cost of your policy. In […]

It’s possible that you have income protection insurance (also known as permanent insurance) if you are a dentist. You may even have claimed on your policy. Many of the top insurers have released their claim statistics over the past few years for income protection and critical illness coverage. This information is extremely useful as it provides insight […]

In a state such as Georgia, where rates can be high, finding cheap coverage can make all the difference. According to Bankrate’s 2021 study on annual quoted premiums, State Farm is the lowest-priced minimum coverage policy for state drivers at $486 per year. Nationwide offers full coverage with a premium that is nearly $800 lower than Georgia’s. […]

Virginia has a rich history and stunning landscapes. The state also has over 5.8 million licensed drivers. Virginia drivers pay an average cost of car insurance of $1,304 per year, according to Bankrate’s 2021 study of quoted annual premiums. Residents might find it important to get the best car insurance in Virginia, as drivers must have at least the minimum level […]

Life insurance is a necessity for any family. It ensures the financial security of your loved ones if something should happen to you, but it also offers an opportunity for you to become a successful entrepreneur. Imagine earning a million dollars a year in life insurance sales. It’s not as far-fetched as you may think—in […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]