Category Archives: Finance Guide

Mexico Insurance is used by more than 20,000,000 tourists each year. To give an approximate estimate, 17.6 millions of the 22.6million tourists who visited Mexico in 2008 were American tourists. This is approximately 75% of the tourists from America who visit Mexico by car, motorbike, trailer, RV, or other vehicles that will need insurance. This is something most […]

The average annual cost of car insurance in New Hampshire is lower than the national average of $565 per year for basic insurance and $1,674 for full coverage. While auto insurance rates in New Hampshire are less than the national average, it’s worth looking for the cheapest car insurance. Cost of coverage will depend on several factors. For your convenience, […]

In 2019, 1,630 fatalities were reported from Darlington County. Most collisions took place on South Carolina’s secondary roads and local roads, and not on major highways. This could explain the higher than average Darlington auto insurance rates. The minimum coverage is $592, and full coverage is $1,614 on average. Although Darlington is a small community of just […]

Buying health insurance can be a daunting task. With all the different plans, premiums, and coverage options available, it’s no wonder why people feel overwhelmed when shopping for health insurance. And while most of us understand that our age, gender, and location play a role in determining our rates, there are other factors at work […]

It’s important to be familiar with the terminology in order to navigate the maze of options for insurance. Annuity- An insurance product that provides lifelong benefits. Appraisal- To determine the value of a property (in order to insure for loss).Claim- Documented demand for benefits as set forth in the insurance policyCo-pay – A fee that […]

We underestimate the severity and likelihood of the risks we face in our lives and in business. However, our failure to understand these risks can lead to two outcomes: * We don’t have the right insurance or we set too high limits for our coverage. * We don’t take the necessary precautions to reduce the […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]