Category Archives: Finance Guide

Buying a car from a dealership is an exciting experience, but it’s also one that comes with some important responsibilities. Not only do you need to review the contract and make sure you’re getting the best deal possible, but you also need to think about what kind of insurance coverage is required by law when […]

Recent reports indicate that insurance sales careers are on the rise. The U.S. Department Labor reported a rise of 900 jobs in December 2005, and another 2,500 in January 2006. Although the rising trend in insurance sales is encouraging news, many agents quit the industry, falling prey to the usual perils of selling insurance. You can […]

Exmouth and Moora, both in Western Australia, don’t share much in common with Sydney. This year, however, there is a unifying bond. We all felt the full force Mother Nature. Flooding in Moora, a Wheatbelt community, caused damage of approximately $10 million to homes and properties. The community suffered millions of dollars more when Cyclone Vance struck […]

Starting a trucking company can be overwhelming. It’s a lot of work, and you need to make sure you have everything in order from permits to licenses and insurance. If you want your business to be successful, you will need to make sure your ducks are in a row before taking the plunge. Insurance is […]

When it comes to insuring your children, there are so many policies and decisions to make. You’ve got to determine which policies are the most important for their long-term health, safety and financial stability. That’s why it’s important to have a good understanding of when does baby need vision insurance? Having the right vision insurance […]

Insurance Johns Hopkins University requires all students to have comprehensive health insurance. Students are automatically enrolled in the student health benefits plan at the beginning of each academic year. Students can opt out of the school plan if they are covered by a plan similar to the University’s. International students with F1/J1 visa status must purchase the student health benefit […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]