Category Archives: Finance Guide

We underestimate the severity and likelihood of the risks we face in our lives and in business. However, our failure to understand these risks can lead to two outcomes: * We don’t have the right insurance or we set too high limits for our coverage. * We don’t take the necessary precautions to reduce the […]

What is the monthly cost of car insurance? What is the cost of car insurance for certain cars? What are the best ways to reduce car insurance rates? These are important questions that you need to ask. You also want the best insurance deal possible. Talk to your neighbors and friends when you’re looking for prices and services. The prices […]

The Ford Focus is still a popular car, even though it was discontinued in 2018. The Ford Focus is a popular economy car for commuters who want to buy a used car or for a new driver who wants a car for their first time. The insurance costs for a Ford Focus are comparable to that of […]

Rental car insurance can be a confusing and expensive add-on when you don’t know what to look for. Fortunately, if you have a Visa card, you may already have the coverage you need to rent a vehicle without having to purchase additional insurance. In this blog post, we’ll take a look at how to determine […]

Loss Recovery and Changes in Building Code You’re likely to have suffered severe property damage and large losses after a natural disaster. The “aftershock” of a natural disaster is often the increased costs of rebuilding according to the most recent building codes. Unless you have purchased an Endorsement for your policy, which is called either: “Increased […]

It’s not easy to have a fleet of company vehicles in today’s market. You have to worry not only about your employees’ use of your vehicles, but also about whether you have enough money to replace them if they do fail. These worries can be reduced if you set some guidelines and give examples of how to […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]