Category Archives: Finance Guide

Get Ready for an Intense Wildfire Season in the Western U.S.

Wildfires will soon be the new norm due to extreme droughts and changing climates. Homeowners should be prepared. According to a Columbia University study, the West U.S. is experiencing a megadrought that is predicted to cause an early wildfire season. According to the National Oceanic and Atmospheric Administration (NOAA), nearly half the country is suffering from […]

Driving without insurance in West Virginia

Car insurance in West Virginia is required for all vehicle owners. Driving without insurance in West Virginia can result in stiff penalties. This includes possible suspension of your license and removal of vehicle registration. You can make informed decisions about your coverage by understanding the Mountain State’s car insurance requirements and the possible penalties for not meeting them. […]

Best renters insurance in Florida

Florida rentals account for more than 33% of Sunshine State residents, who are typically required to have renters insurance to satisfy the lease agreement. But more than just a requirement, renters insurance offers valuable financial protections for your personal property at relatively low monthly costs. Florida renters insurance costs about $15 monthly, or $185 per year, according to the latest data from […]

Compare Medicare Supplement Insurance Plans

Medicare Supplement Insurance (or Medigap) is insurance that covers some costs not covered by Original Medicare. For example, a Medicare Supplement Plan could cover your copayments, coinsurance, or deductibles that you owe under Original Medicare. Medicare Supplement Plans are an additional insurance policy that is not primary. To purchase a Medigap policy, you must have Medicare Part […]

Can I Deduct Health Insurance Premiums If Self Employed?

If you are self-employed and paying for health insurance premiums out of pocket, it’s natural to wonder if you can deduct them from your taxes. After all, businesses often get tax breaks for providing medical benefits to their employees. Unfortunately, the answer isn’t always straightforward. In this blog post, we’ll take a look at the […]