Category Archives: Finance Guide

Whether you’re planning a trip for yourself or for someone else, it’s essential to consider the risks and prepare accordingly. Travel insurance is one of the best ways to protect your finances from unexpected losses due to illness, theft, and more. But can you actually buy travel insurance for someone else? The short answer is […]

Errors and Omissions (E&O) insurance is a type of professional liability insurance that helps to protect businesses from financial losses due to mistakes or negligence. In the modern business environment, E&O insurance is essential for any company that provides services or advice. From doctors and lawyers to accountants and consultants, this type of insurance can […]

Food loss should generally be covered under homeowners insurance, though your policy may require you to pay a deductible first. Be certain that any claim you file meets this threshold before filing one. Food spoilage may be covered in your standard home insurance policy if a power outage was directly caused by damage to your […]

When it comes to life insurance, there are many different types of policies available. One of the most popular types is term life insurance, which provides coverage for a set period of time and typically has lower premiums than permanent life insurance policies. But one question that many people have about term life insurance is […]

Plumbing problems can be costly and inconvenient, but does your homeowners insurance policy cover it? The answer is not always clear-cut. The type of coverage you have and the cause of the plumbing issue will both play a role in determining whether you’re covered or not. In this article, we’ll discuss the different types of […]

The debate over whether health insurance should be mandatory or not has been divisive. On the one hand, it is seen as a necessity for those who need medical care, enabling them to receive the treatment they need without being financially burdened. On the other hand, some view it as the government taking away their […]

Although Dodge Chargers may not be the most expensive vehicle to insure, they are likely to cost more than the national average Toyota Camry. The make and model of your vehicle is a major factor in determining the price of car insurance policies. A Dodge Charger, a powerful car, will cost more than a Toyota Camry or […]

Life insurance is an important part your financial planning and provides financial protection. One of the most basic types of life insurance policies is whole life insurance. There are many types of insurance. How can you decide if whole-life is right for you? How do you determine which whole-life insurance policies are the best? Bankrate can help to make […]

State law mandates car insurance in many states; however, some drivers still choose not to purchase it and even if they do have coverage, their limits may not cover all the expenses resulting from an accident. Uninsured and underinsured motorist coverage comes to the rescue here, covering your injury expenses as well as damages to […]

If you’re considering taking on the responsibility of providing life insurance for your employees, it’s important to understand the implications of doing so. With Group Term Life Insurance (GTLI), employers can provide multiple benefits to their employees. But one of the more pressing questions employers often have is whether GTLI is deductible on Schedule C. […]