Category Archives: Finance Guide

Homeowners insurance typically covers personal belongings stolen from a garage, depending on the specific policy details and coverage options. Some policies reimburse stolen items based on their actual cash value (ACV), while others may offer replacement costs as compensation. In addition, if your garage isn’t attached to your house, other structures coverage should provide any […]

Are you interested in becoming a licensed insurance agent? It can be a great career option for many people, allowing you to work with customers, work on complex problems and help protect people from financial loss. Licensing is the first step in becoming an insurance agent and there are a few important steps that must […]

Food loss should generally be covered under homeowners insurance, though your policy may require you to pay a deductible first. Be certain that any claim you file meets this threshold before filing one. Food spoilage may be covered in your standard home insurance policy if a power outage was directly caused by damage to your […]

A BMW is more expensive than its sticker price. Insurance costs are also a factor to consider when purchasing a BMW. Car insurance prices are determined by many factors. If you choose an inexpensive and safe car, your insurance premiums will typically be lower than someone who drives a faster or expensive car, like a sports car. A 2019 […]

It’s a given fact that the value of a car depreciates with age and usage. And while an old car may seem less valuable to its owner, there’s still some need to insure it. But what type of insurance can we take for older cars? The answer lies in understanding the various types of insurance […]

It is now easier than ever for people to start an online business. All you have to do is create a website. It sounds fantastic in theory. It is fast, simple and often cheaper than opening a shop in a brick-and mortar location. It’s easy to forget the steps that can help protect your business like purchasing […]

State law mandates car insurance in many states; however, some drivers still choose not to purchase it and even if they do have coverage, their limits may not cover all the expenses resulting from an accident. Uninsured and underinsured motorist coverage comes to the rescue here, covering your injury expenses as well as damages to […]

When it comes to dental insurance, many people are confused about when they can purchase it and what their options are. This confusion is understandable—dental insurance isn’t as straightforward as auto or health insurance, which have set times for open enrollment. So, can you buy dental insurance at anytime? The answer is yes and no. […]

Cortisone injections may provide an efficient and cost-effective solution to large, painful acne cysts that defy all attempts by drugstore zit creams to shrink them down. This in-office treatment option is relatively cheap and often covered by insurance plans. Cortisone shots contain corticosteroid medication to relieve long-term inflammation, as well as an anesthetic agent for […]

Your four years at college will be some of the most memorable in your life. Except for the concussions and drunken debauchery that you conveniently forgot. But it’s not all fun. The average college student is not able to pay for 10 pages of papers, which you procrastinate over for weeks and then finish them the next day. The […]