Category Archives: Finance Guide

Do Illegals Get Health Insurance?

With the constantly changing immigration policies in the United States, there is a lot of confusion and misunderstanding about who has access to health insurance and how they can get it. One especially controversial topic is whether or not undocumented immigrants, commonly referred to as “illegals,” are able to obtain health insurance. In this article, […]

How Much Malpractice Insurance Do Doctors Carry?

Surgeons, obstetricians and other medical professionals must pay hefty premiums for malpractice insurance policies with annual deductibles attached. Selecting sufficient limits of liability coverage is of critical importance. These should cover sustainable verdict values for non-economic and economic damages. Most medical facilities require that physicians hold specific limits of occurrence coverage in order to be […]

What Does Errors And Omissions Insurance Do?

Errors and Omissions (E&O) insurance is a type of professional liability insurance that helps to protect businesses from financial losses due to mistakes or negligence. In the modern business environment, E&O insurance is essential for any company that provides services or advice. From doctors and lawyers to accountants and consultants, this type of insurance can […]

Does Insurance Cover Flood Damage?

Mortgaged homeowners living in high-risk flood zones are required by mortgage agreements to carry home insurance policies that provide coverage against flood damage to their belongings, such as their car. Unfortunately, standard HO-3 or HO-5 policies don’t include coverage against this risk. Flood insurance policies offer building and contents coverage for homes, condominiums, apartments and […]