Category Archives: Finance Guide

Mortgaged homeowners living in high-risk flood zones are required by mortgage agreements to carry home insurance policies that provide coverage against flood damage to their belongings, such as their car. Unfortunately, standard HO-3 or HO-5 policies don’t include coverage against this risk. Flood insurance policies offer building and contents coverage for homes, condominiums, apartments and […]

A term life insurance policy is a great way to provide financial protection in the event of your death. But what happens if you outlive your policy? This can be a confusing and intimidating thought, but with the right information, you can make sure your heirs are taken care of even if you outlive the […]

Your health insurance may cover at least some of your liver transplant costs, whether through private coverage, managed care plans or government medical assistance programs. Furthermore, Medicare Supplement policies offer additional coverage options. Locate a center that performs liver transplants with excellent survival rates. Ask about services they provide such as supporting groups coordination and […]

If you’re thinking about investing in a Nissan 350z, one of the most important things to consider is the cost of insurance. Unfortunately, auto insurance can be expensive—especially for luxury cars. But what about for a 350z? Is insurance for this specific model more pricey than other cars? In this blog post, we’ll dive into […]

For anyone who has a car, car insurance is a must-have. There are many insurance companies. It can be overwhelming to try and find the right one. These are some of the best ways to maximize your insurance search. Before you change your car insurance policy, make sure your driving record is clean. Your driving record will be reviewed […]

Homeowners insurance typically covers personal belongings stolen from a garage, depending on the specific policy details and coverage options. Some policies reimburse stolen items based on their actual cash value (ACV), while others may offer replacement costs as compensation. In addition, if your garage isn’t attached to your house, other structures coverage should provide any […]

When it comes to the luxury of owning a GTR, many people consider not only the price tag but also the amount of insurance they will need to purchase in order to protect their investment. With so many factors that affect the cost of insurance, it can be difficult to determine how much you should […]

Cataracts are a common eye issue that can affect people of all ages, but is especially prevalent in older adults. Cataract surgery is often the best way to restore vision lost due to cataracts, but many worry about whether their health insurance will cover the cost. If you have Cigna insurance, you may be wondering […]

Food loss should generally be covered under homeowners insurance, though your policy may require you to pay a deductible first. Be certain that any claim you file meets this threshold before filing one. Food spoilage may be covered in your standard home insurance policy if a power outage was directly caused by damage to your […]

When it comes to car insurance, many parents have questions about how to insure their children in the state of New York. Do I need to add my child to my car insurance policy? How much would it cost me? Is there a way to make sure they’re covered without adding them to the policy? […]