Category Archives: Finance Guide

When you need to file a claim for roofing damage, it’s important to know who to contact. Should you call an insurance adjuster or a roofing contractor? The answer is not as black and white as you may think. There are pros and cons to both options, and in this blog post, we will take […]

If you’ve ever been in an accident or had your vehicle stolen, you know the feeling of helplessness that comes with it. When it comes to purchasing a car, there are many options to consider when selecting insurance coverage. One of these options is auto gap insurance, which can be a lifesaver if the worst-case […]

Are you aware of which insurances your employer should offer? First, your employer should pay 100% unless you are offered it. This is extremely unlikely. You can earn any money that you don’t have money to spend. Here’s some advice for those of you who aren’t wealthy enough to cover all of your insurance costs. Life insurance […]

As with bank deposits, credit union savings are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). NCUA coverage typically extends up to $250,000 for single ownership accounts in each category of checking, savings and money market accounts. All federally and most state-chartered credit unions offer this protection free to consumers. FDIC The […]

Are you interested in becoming a licensed insurance agent? It can be a great career option for many people, allowing you to work with customers, work on complex problems and help protect people from financial loss. Licensing is the first step in becoming an insurance agent and there are a few important steps that must […]

A BMW is more expensive than its sticker price. Insurance costs are also a factor to consider when purchasing a BMW. Car insurance prices are determined by many factors. If you choose an inexpensive and safe car, your insurance premiums will typically be lower than someone who drives a faster or expensive car, like a sports car. A 2019 […]

Surgeons, obstetricians and other medical professionals must pay hefty premiums for malpractice insurance policies with annual deductibles attached. Selecting sufficient limits of liability coverage is of critical importance. These should cover sustainable verdict values for non-economic and economic damages. Most medical facilities require that physicians hold specific limits of occurrence coverage in order to be […]

It’s a given fact that the value of a car depreciates with age and usage. And while an old car may seem less valuable to its owner, there’s still some need to insure it. But what type of insurance can we take for older cars? The answer lies in understanding the various types of insurance […]

It is now easier than ever for people to start an online business. All you have to do is create a website. It sounds fantastic in theory. It is fast, simple and often cheaper than opening a shop in a brick-and mortar location. It’s easy to forget the steps that can help protect your business like purchasing […]

Mortgaged homeowners living in high-risk flood zones are required by mortgage agreements to carry home insurance policies that provide coverage against flood damage to their belongings, such as their car. Unfortunately, standard HO-3 or HO-5 policies don’t include coverage against this risk. Flood insurance policies offer building and contents coverage for homes, condominiums, apartments and […]