Category Archives: Finance Guide

Does Insurance Cover Flood Damage?

Mortgaged homeowners living in high-risk flood zones are required by mortgage agreements to carry home insurance policies that provide coverage against flood damage to their belongings, such as their car. Unfortunately, standard HO-3 or HO-5 policies don’t include coverage against this risk. Flood insurance policies offer building and contents coverage for homes, condominiums, apartments and […]

How Much Does A Liver Transplant Cost Without Insurance?

Your health insurance may cover at least some of your liver transplant costs, whether through private coverage, managed care plans or government medical assistance programs. Furthermore, Medicare Supplement policies offer additional coverage options. Locate a center that performs liver transplants with excellent survival rates. Ask about services they provide such as supporting groups coordination and […]

Do Insurance Agents Qualify For Irc Sec 199a?

Insurance agents have long been an essential part of the financial workforce. They help people protect their investments, provide advice, and answer questions about complicated policies. But with the passing of the Tax Cuts and Jobs Act (TCJA) in 2017, many insurance agents are now wondering if they qualify for Section 199A depreciation deductions. In […]

Does Homeowners Insurance Cover Theft From Garage?

Homeowners insurance typically covers personal belongings stolen from a garage, depending on the specific policy details and coverage options. Some policies reimburse stolen items based on their actual cash value (ACV), while others may offer replacement costs as compensation. In addition, if your garage isn’t attached to your house, other structures coverage should provide any […]