Category Archives: Finance Guide

We live in a world where anything can happen at any given time. Accidents, natural disasters, and other unforeseen events are all possible – and they can have devastating consequences. That’s why it’s important to be aware of the various elements of an insurable risk. Insurable risks are risks that can be covered by insurance […]

In 1876, Commonwealth Title invented title insurance. Since then, it has grown to billions in annual sales by approximately 11 title insurance companies and 36 unaffiliated businesses. This coverage is bought to ensure that the property has a clear title as of the date the policy was issued. If liens or other encumbrances later are found […]

The associated costs of driving are increasing as a result. The cost of a vehicle has been increasing every year. It is becoming more expensive to maintain your vehicle properly and efficiently. Gas prices are another thing that I should mention. People are now looking for alternative transportation to get to work, as the cost of running a car […]

Home insurance is an important investment that can help protect your home, your belongings, and even yourself in the case of an accident or disaster. But how much does it cost? This article will explore the average cost of home insurance in California, as well as what factors might influence the price you pay for […]

I am irritated by the fact that insurance takes my money. There are many people who ride along with me every day. It is amazing to me how much insurance premiums play into all aspects of our lives and how little it actually covers the reasons we bought these products. It is fascinating to see how insurance […]

Most people are aware that lenders look at your credit history to decide if they will give you credit. Did you know that insurance companies in certain states also take into account your credit history? Your credit history can have an impact on your ability to buy homeowners insurance or auto insurance coverage. It also influences the […]

Credit scores can impact many areas of your life. Your credit score can make certain processes more or less difficult, such as buying a house, opening a credit line, or getting a loan for a car. You may be surprised to learn that your credit score can also impact how much you pay for car insurance. Partly, […]

Going to the doctor is a necessary part of life, but it can be expensive. Especially if you don’t have health insurance or if your insurance doesn’t cover urgent care visits. But what exactly does urgent care cost without insurance? In this blog post, we will explore what you can expect to pay when visiting […]

After the housing crisis of 2008, millions of Americans faced foreclosure on their homes. As a result, many homebuyers are left wondering what their obligations are after their homes have been taken over by the bank. One such obligation is the requirement for force placed insurance (FPI). In this blog post, we’ll explore the basics […]

Although I do not sell car insurance, I am a personal injury lawyer and often see people suffering because they have the wrong coverage. This is often because they bought directly from an insurance company and not an independent broker. My clients who were seriously injured in car accidents are often struck by someone without insurance, […]