In exchange for skipping the exam, be prepared for high premiums and a low death benefit, or payout. A guaranteed issue life policy, also known as no-medical exam life insurance or no medical underwriting, is a permanent insurance policy that provides life insurance with no medical underwriting. To qualify for coverage, you don’t need to answer […]
Category Archives: Life Insurance
Geico is a well-known car insurance company, but you may be wondering if they offer life insurance as well. The answer is yes, Geico does offer life insurance policies. However, they are not the best option for everyone. In this blog post, we will explore the pros and cons of Geico life insurance policies. We […]
Introduction Before you apply for life insurance with MetLife, it’s important to understand the medical questions they will ask. This way, you can be as prepared as possible and know what to expect during the underwriting process. MetLife is one of the largest life insurance companies in the world and have been in business for […]
If you’re like most people, you’ve probably wondered what the cash surrender value of your life insurance policy is. After all, it’s one less thing to worry about in the event of your death. And while you might not be able to give a precise answer right now, don’t worry – this article will help […]
When it comes to life insurance, the biggest decision you’ll make is whether or not you want to purchase a policy with a downpayment. Downpayments can be helpful in lowering your monthly premiums, but they come with a few important caveats. In this article, we’ll explore what downpayments on life insurance policies actually entail and […]
When it comes to life insurance payouts, there is no one-size-fits-all answer. The amount of time it takes to receive a payout from your life insurance policy depends on the type of policy you have, the insurer you’re working with, and a variety of other factors. In this article, we’ll take a look at how […]
Whole life insurance is a type of permanent life insurance that offers coverage for your entire life. It’s one of the most popular life insurance policies available, but some people believe whole life insurance is a scam. In this article, we’ll take a look at the whole life insurance policy to see if it’s really […]
Many people believe that life insurance is only for those who are not wealthy. After all, why would someone who has a lot of money need life insurance? However, there are actually several good reasons why even wealthy individuals should consider purchasing life insurance. What is life insurance? Is life insurance worth it if you’re […]
Before you can sell a life insurance policy, you must first understand how the process works. In this article, we’ll take a look at the steps involved in selling a life insurance policy, from finding a buyer to completing the sale. What is a life insurance policy? A life insurance policy is a contract with […]
Many people who have experienced trauma in their lives may be wondering if they can still get life insurance. The good news is that you absolutely can get life insurance with PTSD – and in this article, we’ll tell you how! What is PTSD? PTSD is a mental health condition that can be triggered by […]