Category Archives: Life Insurance

Guaranteed Issue Life Insurance: No Medical Exam Required

In exchange for skipping the exam, be prepared for high premiums and a low death benefit, or payout. A guaranteed issue life policy, also known as no-medical exam life insurance or no medical underwriting, is a permanent insurance policy that provides life insurance with no medical underwriting. To qualify for coverage, you don’t need to answer […]

What Kind Of Medical Questions Does Metlife Ask For Life Insurance?

Introduction Before you apply for life insurance with MetLife, it’s important to understand the medical questions they will ask. This way, you can be as prepared as possible and know what to expect during the underwriting process. MetLife is one of the largest life insurance companies in the world and have been in business for […]

Do All Life Insurance Policies Have A Cash Surrender Value?

If you’re like most people, you’ve probably wondered what the cash surrender value of your life insurance policy is. After all, it’s one less thing to worry about in the event of your death. And while you might not be able to give a precise answer right now, don’t worry – this article will help […]

Do You Have To Down Payments On A Life Insurance Policy?

When it comes to life insurance, the biggest decision you’ll make is whether or not you want to purchase a policy with a downpayment. Downpayments can be helpful in lowering your monthly premiums, but they come with a few important caveats. In this article, we’ll explore what downpayments on life insurance policies actually entail and […]

How Long To Get A Life Insurance Payout Prudential?

When it comes to life insurance payouts, there is no one-size-fits-all answer. The amount of time it takes to receive a payout from your life insurance policy depends on the type of policy you have, the insurer you’re working with, and a variety of other factors. In this article, we’ll take a look at how […]

Is Life Insurance Worthwhile If You Are Wealthy?

Many people believe that life insurance is only for those who are not wealthy. After all, why would someone who has a lot of money need life insurance? However, there are actually several good reasons why even wealthy individuals should consider purchasing life insurance. What is life insurance? Is life insurance worth it if you’re […]