The Chase Slate Edge card is tailored to those with good credit who want to reduce debt or fund purchases, with an introductory 0% APR period and additional benefits such as automatic consideration for an increase in credit limit.
The Chase Freedom Unlimited card is tailored towards consumers who seek rewards while enjoying low interest rates, offering long 0% APR periods and no annual fees – two benefits that make this product ideal for many consumers.
0% intro APR on purchases and balance transfers for 18 months
This card is ideal for those seeking to transfer credit card debt or make large purchases at no interest, while not providing cash back or points redeemable towards travel rewards.
Chase Slate Edge also provides an automatic review for credit limit increase after six months of on-time payments, giving an advantage over Chase Freedom Unlimited, which only provides a one-time review after six months.
For those needing 18 months to pay off debt without incurring interest charges, this card may be ideal; however, those seeking rewards might prefer the Chase Freedom Unlimited instead.
0% intro APR on purchases and balance transfers for 15 months
Chase Slate Edge and Freedom Unlimited both boast no annual fee, which can help offset annual fees quickly reducing its value. They both also feature lengthy 0% APR balance transfer offers that can help save on interest charges.
The Slate Edge card does not earn rewards, but does offer some perks such as trip cancellation and interruption insurance, purchase protection and extended warranty coverage. Furthermore, there is a $200 bonus after spending $500 within three months – perfect for getting some added savings during an expensive shopping spree!
The Chase Freedom Flex card does offer rewards, although not at 0% APR rates. Instead, it provides a rebate of 5% on purchases within 60 days and then an ongoing rebate of 1% after that – potentially adding up to significant cash back!
0% intro APR on purchases and balance transfers for 12 months
The Chase Slate Edge card may be ideal if you need an extended 0% APR period on purchases or balance transfers without prioritizing rewards as much. With over one year of interest savings included as an automatic consideration of increasing your credit limit after six months of making on-time payments, this card provides considerable potential interest savings potential.
Balance transfers on this card incur a balance transfer fee of 3% in the first 60 days and then 5% thereafter (minimum $5). Other cards with longer interest-free periods charge no fees at all and some even offer cash back on purchases!
If you prefer longer intro APR periods, the Wells Fargo Reflect Card and Citi Simplicity Card could be good choices. Both offer a 2% rate reduction when paying your annual statement balance by its due date each account anniversary.
0% intro APR on purchases and balance transfers for 9 months
Those with excellent credit looking to avoid interest charges on any large purchases or balance transfers should seriously consider the Chase Slate Edge card, with its 18-month 0% APR offer and valuable consumer insurance protections such as purchase protection and extended warranty coverage.
However, this card doesn’t earn rewards on spending and offers few cardholder perks beyond its lengthy 0% APR period compared to Freedom Unlimited cards – making them more suitable for people who put a higher value on earning rewards from credit card spending.
Plus, pairing this card with premium Chase cards such as Sapphire Reserve can allow you to earn additional travel rewards with Ultimate Rewards – making the Freedom Unlimited card an attractive choice. And its lower annual fee makes it more suitable for most people.
0% intro APR on purchases and balance transfers for 6 months
The Chase Slate Edge credit card is ideal for people looking for long 0% APR intro periods on purchases or balance transfers and who wish to avoid interest charges. Furthermore, its features such as automatically lowering your rate by 2% each year and automatic credit limit review when paying on time and spending $1000 by your account anniversary can provide substantial cost-cutting measures.
If you want to earn rewards and save on interest, other cards may be more appropriate. Chase Freedom Unlimited provides an outstanding rewards earning structure with no APR introductory offer and travel/shopping protections not found with Slate Edge card; both do not charge annual fees.
0% intro APR on purchases and balance transfers for 5 months
Depending on your debt repayment or large purchase needs, either card could make sense; however, the Chase Slate Edge provides an extended introductory period that could save money over time on interest charges and has unique features to reduce APR and expand credit limits.
This card comes without an annual fee and comes equipped with numerous perks, such as automatic credit limit increases for timely payments and automatic 2% cash back on eligible spending as well as extended warranty coverage and purchase protection. Those looking for rewards might prefer the Chase Freedom Unlimited instead – not only is there no annual fee, but dining/delivery purchases earn 3% cash back! Furthermore, its lengthy 0% APR period means new purchases and transfers don’t incur balance transfer bonuses, yet balance transfers remain free!
0% intro APR on purchases and balance transfers for 4 months
Chase Slate Edge is an ideal credit card for people carrying balances on multiple credit cards, offering an extended 0% APR period on purchases and balance transfers, with potentially reduced APR by 2% when spending $1,000 by their account anniversary and making on-time payments each month. Plus, points earned on this card can have immense value when transferred to premium Chase cards or used toward travel booking through its travel portal or airline/hotel partners.
Although its annual fee may be high, this card offers many valuable features such as potentially lowering APR and an extended introductory timeline on purchases. If rewards are more important to you, however, the Freedom Unlimited might be better.
0% intro APR on purchases and balance transfers for 3 months
Which card is right for me? Both Chase Slate Edge and Freedom Unlimited provide lengthy 0% APR periods on purchases and balance transfers; which card would work best depends on your spending habits and plans to use the card long term.
If your primary interest lies with debt reduction or balance transfer, the Slate Edge has an extended introductory period and could offer greater value. But for rewards enthusiasts looking for something else entirely, Freedom Unlimited might be better. Plus it comes with a 2% rate reduction each account anniversary year as long as payments are on time and you spend at least $1,000 every month; saving money over time! Additionally, no balance transfer fees are assessed during its first 60-days – rare benefits in today’s credit card world!
0% intro APR on purchases and balance transfers for 2 months
Chase Slate Edge may be suitable if you need a balance transfer card or want to make large purchases without incurring interest, while other cards might offer better rewards or suit your credit needs better.
The card offers an extended 0% intro APR period on purchases and balance transfers, making it one of the top balance transfer credit cards. Furthermore, it comes equipped with consumer protections such as purchase protection against damage or theft and extended warranties as well as travel benefits like trip cancellation/interruption insurance and secondary auto rental collision damage waiver.
Although this card does not offer rewards, it can help you manage debt through its extensive balance transfer offer and offers automatic rate drops every year that you make on-time payments.
0% intro APR on purchases and balance transfers for 1 month
Although lacking rewards, the Chase Slate Edge card may make sense if you need long-term 0% interest on purchases and balance transfers, or are financing large purchases. Plus, on time payments and spending at least $1,000 by your card anniversary can reduce the interest rate by two percentage points each year!
Reducing your interest rate with credit cards is an invaluable perk, yet taking care in using them responsibly to achieve maximum effectiveness requires years. For those who prefer a mixture of interest savings and rewards, check out other credit cards with balance transfer offers or no annual fee cash back cards which might better fit your spending habits – our list includes balance transfer cards that offer zero APR. Also consider our selection of no annual fee cash back cards should an unexpected expense arise that requires funding immediately.