Does Chips Insurance Cover Transitioning?

This is a question we get a lot at Chips Insurance. And it’s understandable, given the current political and social climate. With more and more people coming out as transgender or gender non-conforming, there is a growing need for inclusive insurance policies. At Chips Insurance, we believe that everyone should have access to quality and affirming healthcare. That’s why we offer inclusive coverage for those who are transitioning or have already transitioned. In this blog post, we’ll answer some common questions about our coverage so that you can make the best decision for your health and wellbeing.

What is Chips Insurance?

Chips insurance is a type of insurance that helps to cover the costs of transitioning. This can include both the medical and surgical costs associated with transition, as well as the costs of living during and after transition. Chips insurance can also help to cover the costs of hormone therapy, mental health services, and other necessary care during and after transition.

What Does Chips Insurance Cover?

Chips insurance covers a wide range of medical and surgical procedures for transitioning. This includes hormone therapy, gender-affirming surgery, mental health services, and more. Chips also covers prescription medications related to transition, such as hormone blockers and estrogen.

Does Chips Insurance Cover Transitioning?

Chips insurance is a type of health insurance that covers the costs of medically necessary care for transgender people. This includes care related to gender transition, such as hormone therapy and surgery. Chips insurance does not discriminate based on gender identity, so all transgender people are eligible for coverage.

How to Get Chips Insurance

Chips insurance is a type of insurance that can help cover the costs of transitioning. If you are considering transition-related care, you may want to look into getting chips insurance. Here are some tips on how to get chips insurance:

1. Check with your employer. Some employers offer chips insurance as part of their benefits package. If your employer offers this type of coverage, be sure to find out what the details are and whether or not you are eligible.

2. Shop around. There are a number of different insurers that offer chips insurance. Compare prices and coverage options to find the right policy for you.

3. Ask about discounts. Some insurers offer discounts for things like having multiple policies or being a nonsmoker. Be sure to ask about any available discounts so that you can save money on your premiums.

Alternatives to Chips Insurance

There are a few alternatives to CHIPs insurance that may be able to help with the costs of transitioning. One option is Medicaid, which is a government-funded health insurance program for low-income individuals and families. Another option is private health insurance, which can be obtained through an employer or directly from a health insurance company. There are also a number of state and federal programs that provide financial assistance for transitioning-related medical expenses.


The bottom line is that if you’re thinking about transitioning, it’s important to do your research and figure out what kind of coverage you might need. Every insurance company is different, so be sure to ask lots of questions and get everything in writing before making any decisions. And if you’re still not sure, consider talking to a Chips Insurance agent who can help you figure out what options are available to you.