When you purchase a rebuilt title in Florida, you may be wondering if Geico insurance covers the repair costs. In a word: yes. According to Geico’s website, “If your car has been damaged and is being repaired by a licensed and certified rebuilder, we would normally cover the cost of the repairs. We would not cover the cost of purchasing a new vehicle.” This policy covers both factory and aftermarket repairs, meaning that you can rest assured that Geico will help cover any costs related to your rebuilt car. If you have any other questions about this coverage, don’t hesitate to reach out to them at 1-800-378-9808.
What is Geico’s policy on rebuilt titles in Florida?
According to Geico’s policy, they will insure rebuilt titles in Florida. However, there are some stipulations that must be met in order to get coverage. The following are some of the requirements:
-The vehicle must have been damaged as a result of an accident or a defect.
-The title must have been rebuilt by a licensed rebuilder.
-The rebuilt title must be registered in the state where the vehicle was originally titled.
How does Geico determine whether a title has been rebuilt?
Geico determines whether a title has been rebuilt by comparing the vehicle identification number (VIN) of the vehicle with the list of titles that have been rebuilt. If the VIN matches one of the titles on the list, Geico accepts the title as being rebuilt.
What are the benefits of having a rebuilt title with Geico?
The benefits of having a rebuilt title with Geico include:
– Increased safety and security. A rebuilt title will show that the vehicle has been fixed and is safe to operate. This can increase your chances of being approved for a loan or insurance, and may also improve your driving record.
– Reduced premiums. Having a rebuilt title will usually result in a reduction in your car insurance premiums. This is because insurers use a history of accidents and violations to set rates, and a rebuild usually reflects less severe incidents than prior titles.
– Improved credit score. A rebuilt title will show that the vehicle has been fixed and is now compliant with safety standards. This can improve your credit score if you are applying for loans or other forms of financing.
Is there a time limit to have a rebuilt title with Geico?
Geico does insure rebuilt titles in Florida. However, there is no set time limit for having a rebuilt title, as the policy varies depending on the situation. If the vehicle has been repaired to the satisfaction of Geico and all other required documentation is present, then a rebuilt title will be issued.
What if I can’t find documentation to prove that my title has been rebuilt?
If you are unable to find documentation to prove that your title has been rebuilt, Geico may not be able to provide coverage for the vehicle. If this is the case, please submit a claim and provide documentation of the rebuild process.
Conclusion
In light of recent hurricanes that have struck Florida, many homeowners may be wondering if Geico will cover the cost of rebuilding their homes. While Geico cannot technically insure homes that have been destroyed or severely damaged, they do provide coverage for structures that are deemed “rebuilt.” This means that homeowners must submit an application and meet certain criteria in order to receive help with reconstruction costs. If you think your home might qualify for help after a hurricane, please contact Geico directly to find out more.
