Does Geico Insure Salvage Vehicles?


As the automotive industry continues to change, so too does the market for salvage vehicles. Many people may be unaware that Geico even offers salvage coverage, and if you’re in the market for it, you may want to know about its conditions. In this article, we’ll explore what Geico’s salvage policy is, and whether or not it’s a good option for you.

What is a Salvage Vehicle?

Geico offers salvage vehicle coverage to customers in the United States and Canada. This coverage includes repairs and replacements to the vehicle, regardless of whether it is a total loss or not.

A salvage vehicle is a car, truck, or other motor vehicle that has been damaged beyond repair and is being used for parts or scrap. In most cases, a salvaged car must have at least one major mechanical component still working, like the engine or transmission.

If you’re involved in a car wreck and your vehicle isn’t a total loss, Geico may cover some of the damages. To learn more about your specific policy, contact our customer service department at 1-800-332-0367.

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How Geico Uses Salvage Vehicles

Geico has long been a supporter of the salvage vehicle industry and uses this type of vehicle to help protect its policyholders. Salvage vehicles are typically older, used cars that have been repaired and certified by a third party to be roadworthy. Geico considers these cars to be in good condition and therefore offers lower rates on car insurance policies for them.

The Advantages of Insuring a Salvage Vehicle

If you are in the market for a new or used car and your budget allows for it, you may want to consider buying a salvaged vehicle. There are many benefits to purchasing a salvaged car, including the fact that they tend to be cheaper than new cars. In addition, salvage vehicles often have a higher resale value, which can save you money in the long run. Here are some of the advantages of buying a salvaged car:

1) Salvage cars are often cheaper than new cars. New cars typically cost about $30,000, but salvage cars can be as little as $3,000 or less.

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2) Salvage cars often have a higher resale value. This is because they’re usually in better condition than new cars and have been taken care of by someone who knows what they’re doing. Most people who buy salvage cars intend to keep them for a long time, so the resale value is important.

3) Salvage cars typically come with fewer defects and problems. This is because they’re usually taken apart and fixed or rebuilt before being sold, which means that there are fewer things that can go wrong.

The Disadvantages of Insuring a Salvage Vehicle

When shopping for car insurance, many people overlook the option of insuring a salvage vehicle. While this may seem like a wise decision at first glance, there are several disadvantages to doing so. Here are four of the most common:

1. Salvage vehicles are often older and less reliable than new cars. This means that they’re more likely to break down and require repairs, which will increase your premium payments.

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2. Salvage vehicles typically have lower value than new cars. This means that if you get into an accident with one, your insurance company will likely only pay out a fraction of the value of your car.

3. Salvage vehicles often have more miles on them than new cars, which means that they’re more likely to require expensive mechanical repairs.

4. Finally, because salvage vehicles are usually older models, they tend to be less safe than newer models. This means that you’re more likely to get into an accident while driving one, and your insurance company may not be as willing to cover you if you do.


If you are looking for a company that insures salvage vehicles, then Geico might be the right fit for you. Not only do they offer comprehensive coverage for your vehicle, but they also have a team of experts who can help guide you through the entire process. In addition to insuring salvaged vehicles, Geico also offers a variety of other insurance products, so be sure to explore their website to learn more about what they have to offer.