Does Insurance Cover Laser Eye Surgery?

Are you tired of relying on glasses or contacts to see clearly? Laser eye surgery may be the solution for you. This procedure uses advanced technology to reshape the cornea and correct vision problems such as nearsightedness, farsightedness, and astigmatism.

However, before considering this option, it’s important to know if insurance covers laser eye surgery. In this blog post, we’ll explore the different types of laser eye surgeries available and whether insurance can help cover the cost. Keep reading to find out more!

What is laser eye surgery?

Laser eye surgery is a medical procedure that uses a laser to reshape the cornea of the eye in order to correct vision problems. The most common types of refractive errors that can be corrected through this procedure are nearsightedness, farsightedness, and astigmatism.

During laser eye surgery, a surgeon will use specialized equipment to remove microscopic amounts of tissue from the cornea until it has been reshaped into the desired shape. This allows light entering the eye to focus properly on the retina, resulting in clearer vision without glasses or contacts.

There are different types of laser eye surgeries available depending on each individual’s unique needs and preferences. LASIK (laser-assisted in-situ keratomileusis) is one type of laser eye surgery that involves creating a flap on the surface of the cornea before using a laser to reshape it underneath. Another type is PRK (photorefractive keratectomy), where no flap is created and instead, an excimer laser is used directly on the surface layer.

While some people may experience temporary side effects such as dry eyes or blurred vision after undergoing this procedure, many have reported significant improvements in their day-to-day lives due to better visual acuity.

Types of laser eye surgery

There are several types of laser eye surgery available, each with its own benefits and drawbacks. The most common type of laser eye surgery is LASIK (Laser-Assisted In Situ Keratomileusis), which involves creating a flap in the cornea and using a laser to reshape the underlying tissue.

Another type of laser eye surgery is PRK (Photorefractive Keratectomy), which does not involve creating a corneal flap but instead removes the outer layer of cells before reshaping the cornea with a laser. While PRK has a longer recovery time than LASIK, it may be recommended for patients with thin or irregularly shaped corneas.

SMILE (Small Incision Lenticule Extraction) is another newer type of laser eye surgery that uses only one small incision to remove a lenticule from within the cornea, reshaping it without removing any tissue from the surface.

There’s LASEK (Laser Epithelial Keratomileusis), which combines elements of both LASIK and PRK by preserving an epithelial “flap” while still allowing access to deeper layers for reshaping. Your doctor will help you determine which type is right for you based on your individual needs and preferences.

Does insurance cover laser eye surgery?

Laser eye surgery is a popular procedure that has helped millions of people to correct their vision. In recent years, insurance companies have become more willing to cover the costs of laser eye surgery. However, coverage varies depending on your insurance plan and provider.

Some insurance plans include laser eye surgery as part of their benefits package, while others require you to add it as an optional extra. Before undergoing this procedure, it’s important to check with your insurer about what they will cover and how much you will need to pay out-of-pocket.

Typically, insurance providers will only cover traditional LASIK or PRK procedures rather than newer technologies such as SMILE or Epi-LASIK. Your provider may also limit the number of times you can have laser eye surgery covered by your policy.

It’s worth noting that even if your insurance does not cover laser eye surgery, some clinics offer financing options that allow you to spread the cost over several months or even years.

While many insurers now offer some level of coverage for laser eye surgery, it’s important to do your research beforehand and carefully consider all factors before making a decision about whether this procedure is right for you.

How much does laser eye surgery cost?

Laser eye surgery is a popular and effective solution for people who want to have better eyesight without the need for glasses or contact lenses. But, before you consider undergoing this procedure, it’s important to know how much it costs.

The cost of laser eye surgery varies depending on several factors such as the type of procedure you choose, your geographical location, and the level of experience of your surgeon. In general, however, laser eye surgery can cost anywhere from $1,000 to $3,500 per eye.

One factor that affects the price of laser eye surgery is the type of procedure you opt for. The most common types are LASIK and PRK. LASIK typically costs more than PRK because it involves creating a flap in your cornea whereas PRK does not require this step.

Another factor that influences pricing is where you live. For instance, living in a big city often means higher prices compared to rural areas due to increased demand and overhead costs.

Lastly but definitely not least is choosing an experienced surgeon who has performed many successful procedures in their career will likely charge a premium fee compared with surgeons who aren’t as experienced.

Though if you’re considering having corrective vision surgery done – don’t let cost deter you from getting rid of those eyeglasses!


Laser eye surgery is an effective and safe procedure that can have a significant impact on your quality of life. It can free you from the burden of wearing glasses or contact lenses and allow you to enjoy activities with better clarity. However, it’s important to consider the cost and whether your insurance will cover it before making a decision.

While some insurance plans may cover laser eye surgery, others won’t. Therefore, it’s crucial to check with your provider beforehand to see if you’re eligible for coverage.

Regardless of whether or not your insurance covers the procedure, always do thorough research on different providers in order to select a reputable clinic that has experienced surgeons and uses advanced technology.

Laser eye surgery is definitely worth considering if you’re looking for freedom from glasses or contacts. With proper preparation, financing options available through many clinics, as well as potential coverage by insurers; all these factors make this innovative surgical option more accessible than ever before!