Does My Insurance Cover Windshield Repair?

When it comes to driving, there are many things that can go wrong on the road. One of the most common issues is a cracked or chipped windshield. Not only is it unsightly, but it can also be dangerous if left untreated.

But the question remains: does your insurance cover windshield repair? In this blog post, we’ll explore everything you need to know about getting your windshield fixed and whether or not your insurance policy will foot the bill. So buckle up and let’s get started!

What is windshield repair?

Windshield repair is a process that involves fixing chips or cracks in your car’s windshield. These damages can be caused by various factors such as rocks, debris, hail, and extreme temperatures. In many cases, these issues can be repaired without having to replace the entire windshield.

During the repair process, a technician will inject special resin into the damaged area of the windshield. This resin helps to bond the glass together and prevent further damage from occurring.

It’s important to note that not all types of damage can be repaired with this method. If your windshield has extensive damage or if it obstructs your view while driving, then replacement may be necessary.

Repairing your windshield can help you save time and money compared to replacing it entirely. Plus, getting any damages fixed promptly can also ensure you stay safe on the road.

How do you know if you need windshield repair?

It’s important to know the signs that indicate you may need windshield repair. One obvious sign is if your windshield has visible cracks, chips, or scratches. These can occur from debris hitting your car while driving or even small rocks kicked up by other vehicles.

Another sign that indicates you need a windshield repair is if there are any discolorations on the glass. Discolorations could be caused by water damage or exposure to extreme temperatures and can weaken the integrity of the glass.

You should also check for any leaks around the edges of your windshield as they can allow moisture into your vehicle and cause further problems down the road.

If you notice any of these issues with your windshield, it’s best to get it checked out by a professional as soon as possible before more damage occurs. A minor crack could quickly turn into a major one if not addressed promptly, which will ultimately cost you more money in repairs or potentially require a full replacement.

How much does windshield repair cost?

When it comes to the cost of windshield repair, there are a few factors that can affect the price. The size and location of the damage on your windshield plays a big role in determining how much you’ll have to pay. Generally speaking, smaller chips and cracks will be less expensive to fix than larger ones.

Another factor is whether or not you have insurance coverage for windshield repair. If your policy includes this type of coverage, then you may only need to pay a deductible or nothing at all depending on your insurer’s policies.

The type of vehicle you own can also impact the cost of repairs since some models may require more specialized parts or labor than others. Additionally, if you live in an area with high demand for auto glass services, prices may be higher due to increased competition among providers.

In general though, most windshield repairs typically range from $50-$150 depending on these various factors. It’s important to get multiple quotes before choosing a provider so that you can compare costs and find one that fits within your budget.

Does insurance cover windshield repair?

Many people wonder if their insurance covers windshield repair, and the answer is that it depends on your specific policy. Some policies do include coverage for windshield repair or replacement, while others may not.

If you’re unsure about your policy, it’s important to check with your insurance provider to find out exactly what type of coverage you have. If your policy does cover windshield repair or replacement, then you’ll likely only need to pay a deductible before the work can be done.

It’s also worth noting that some insurance companies will waive the deductible entirely if you opt for a repair instead of a full replacement, as repairs are typically less expensive than replacements.

However, even if your policy doesn’t explicitly cover windshield repairs or replacements, there may still be options available to help offset some of the costs. For example, many auto glass shops offer discounts or financing options for customers who don’t have insurance coverage.

Ultimately, whether or not your insurance covers windshield repairs will depend on a variety of factors including your specific policy details and the extent of damage to your vehicle’s windshield.

How to get your insurance to cover windshield repair

Getting your insurance to cover windshield repair can be a bit tricky, but it’s not impossible. The first step is to review your policy and see if it includes coverage for auto glass repairs. If so, you’ll need to file a claim with your insurance company.

When filing the claim, provide as much information as possible about the damage to your windshield. You may also need to provide photos or have an inspection done by an appraiser from the insurance company.

It’s important to note that some insurance policies require you to pay a deductible before they will cover windshield repair or replacement. Make sure you understand what your deductible is and how much you will be responsible for paying out of pocket.

Another option is to use a preferred provider recommended by your insurance company. These providers are typically approved by the insurer and offer discounted rates for their services.

Don’t wait too long before getting your windshield repaired or replaced. Delaying repairs can lead to further damage and increase costs, making it less likely that your insurer will cover all expenses related to the repair.

Knowing what’s covered in your policy and providing detailed information when filing a claim can help ensure that you receive maximum coverage for windshield repair through your insurance provider.


Windshield repair is an essential aspect of vehicle maintenance that should not be overlooked. A small chip can easily escalate into a large crack, jeopardizing your safety while driving and costing you more money in the long run if left unattended.

If you suspect that your windshield needs repair, it’s crucial to act fast and seek professional assistance immediately. The cost of repairing a damaged windshield may vary depending on the extent of damage and where you live, but many insurance policies cover this type of repair.

We hope this article has answered some common questions regarding whether or not insurance covers windshield repairs. Remember to read through your policy carefully before filing any claims with your insurer. Stay safe on the roads by taking care of any necessary repairs promptly!