Does My Progressive Insurance Cover Rental Car?

If you’re looking for an answer to the question of whether your Progressive Insurance covers rental car, you’re in luck. We’ll provide a comprehensive overview of what types of insurance coverage are available through Progressive, and how they can help you if you ever find yourself in need of a rental vehicle.

We’ll also look at some common questions that people have about rental car insurance and how they can best protect themselves in case something goes wrong while renting a vehicle. Finally, we’ll discuss the different types of policies Progressive offers and how they differ from other companies.

What is Progressive Insurance?

Progressive Insurance is an American insurance company that offers auto, home, and commercial insurance. The company was founded in 1937 by Joseph Lewis and Jack Green as the Progressive Corporation. The company has since grown to be one of the largest insurers in the United States, with over 20 million policies in force.

Progressive Insurance is known for its innovative insurance products and services. The company was one of the first to offer “pay-as-you-drive” auto insurance, which allows customers to pay for their insurance based on how much they drive. Progressive also offers discounts for customers who purchase their auto insurance online.

The company offers a variety of other discounts as well, including discounts for good drivers, safe drivers, and students. Progressive also offers discounts for customers who have multiple policies with the company.

What Does Progressive Insurance Cover?

Progressive Insurance offers a variety of coverage options for their customers. Some of the more popular coverages include:

-Auto insurance: This is the most common type of insurance that Progressive offers. It covers your personal vehicle in the event of an accident, theft, or other damages.

-Rental car insurance: As the name suggests, this type of insurance covers you in the event that you need to rent a car. It can help to cover the cost of repairs or replacement if your rental car is damaged or stolen.

-Homeowners insurance: This type of insurance protects your home and belongings in the event of fire, theft, or other damages.

-Life insurance: This coverage helps to protect your loved ones financially in the event of your death.

Does Progressive Insurance Cover Rental Cars?

If you’re wondering whether Progressive Insurance covers rental cars, the answer is yes! As long as you have comprehensive and collision coverage on your own car, you’re covered for damage to a rental car as well. However, there are some important things to keep in mind.

First of all, your Progressive policy will only cover damage up to the actual cash value of the rental car. So if you’re renting a luxury vehicle or something else that’s particularly expensive, you may want to purchase additional insurance from the rental company. Secondly, your Progressive policy will not cover any personal belongings that are in the rental car.

So if you’re traveling with valuables, be sure to secure them in a safe place. Finally, keep in mind that Progressive’s coverage for rental cars only applies to vehicles rented in the United States or Canada. If you’re renting a car in another country, you’ll need to purchase separate insurance.

How to Get Progressive Insurance Coverage for a Rental Car

If you’re renting a car and want to know if your Progressive insurance policy will cover the vehicle, there are a few things you need to know. First, Progressive offers two different types of rental car coverage: physical damage and liability. Physical damage coverage will protect the rental car from any damage that may occur while it’s in your possession, while liability coverage will protect you from any legal responsibility if someone is injured or their property is damaged while you’re driving the rental car.

To get physical damage coverage from Progressive for your rental car, you’ll need to add it as an endorsement to your existing auto insurance policy. You can do this by logging into your account online or by calling customer service at 1-800-776-4737. Once you’ve added the endorsement, it will be valid for any future rentals you make.

If you only want liability coverage for your rental car, Progressive offers a standalone policy that you can purchase when you rent the vehicle. This policy costs about $9 per day and provides $100,000 in bodily injury liability coverage per person and $300,000 per accident. It also provides $50,000 in property damage coverage per accident. You can purchase this policy at the same time that you rent the car; just ask the rental company if they offer Progressive’s Rental Car Protection product.

Tips for Filing a Progressive Insurance Claim

If you’re a Progressive customer and you need to rent a car, you may be wondering if your policy will cover the cost. The good news is that Progressive offers rental car reimbursement coverage as an option on many of its auto insurance policies.

Here are some tips for filing a Progressive insurance claim for a rental car:

1. Be sure to save all receipts related to your rental car expenses. This includes the cost of the rental itself, as well as any additional charges such as fuel or insurance.

2. When you file your claim, you’ll need to provide Progressive with an estimate of the total cost of your rental car expenses. Be sure to include all relevant documentation so that your claim can be processed quickly and efficiently.

3. You may be able to file your Progressive insurance claim online or over the phone. However, if you have any questions about the process, it’s always best to contact your agent or customer service representative for assistance.


In conclusion, if you have Progressive insurance and need to rent a car, it is important to know that the coverage may vary. The best way to determine what type of coverage your policy provides is by speaking with an agent or reading through your policy documents. With this knowledge in hand, you can make sure that you are adequately covered when renting a vehicle and avoid any unexpected costs should something happen while driving.