Does NY Offer Insurance To Illegal Immigrants?


As we know, things have been getting pretty tense in New York lately. With all the recent reports of ICE raids and other ICE activity, many people are rightfully concerned about their safety and well-being. One oft-asked question is whether or not New York offers any form of insurance to illegal immigrants. And the answer may surprise you. We’ll explore this question and answer it with context, so that you can make an informed decision about what to do if you’re in the same situation as many undocumented residents of New York are currently in.

What is the New York State Health Plan for Illegal Immigrants?

For years, many people have been asking whether or not New York State offers health insurance to illegal immigrants. In response to this curiosity, the answer is a definite yes. The New York State Health Plan for Illegal Immigrants provides coverage for undocumented immigrants who are registered with the state as well as eligible refugees and asylees. 

The plan differs from other state health plans in that it does not require individuals to be registered with a specific doctor or hospital. All you need is proof of residency and eligibility. In addition, the plan has lower premiums and more comprehensive benefits than some other state-sponsored health plans. To be considered for coverage, you must provide documentation that proves your identity and residency status.

If you are an undocumented immigrant living in New York and you believe you may fall within the eligibility criteria for the New York State Health Plan for Illegal Immigrants, please contact your local clinic or hospital to find out more about their enrollment process.

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What are the Coverage Limits?

The New York State Department of Financial Services (DFS) requires all individual and small business health insurance plans to cover applicants, employees, their dependents, and members of their households who are legal residents of the state. This means that illegal immigrants are covered by New York’s health insurance regulations. However, there is no requirement that any specific level of coverage be provided.

As with most things in life, there are always exceptions to the rule. Some employers may choose not to offer health insurance to illegal immigrants for moral or religious reasons. But as a general rule, DFS believes that all individuals should have access to affordable health coverage.

How Much Does It Cost?

There is no definitive answer on how much it costs to insure someone in the state of New York. However, some estimate that insuring an illegal immigrant can cost anywhere from $1,500 to $6,000 annually.

Most insurance companies do not insure people who are in the country illegally, so it can be difficult for these individuals to find coverage. Additionally, many of these individuals may have difficulty getting proper documentation from their home country or from the U.S. government indicating that they are in fact legal residents.

If you are an illegal immigrant and you live in New York, it is important to consult with an immigration lawyer to determine your eligibility for benefits and possible options for obtaining coverage.

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Are There Any Eligibility Requirements?

There are no specific eligibility requirements for health insurance in New York, but you may need to prove your residency. Illegal immigrants can still get covered under certain circumstances, such as if they have a valid driver’s license or if they are sponsored by a U.S. citizen or legal permanent resident. You may also be eligible for Medicaid or other government-provided benefits if you meet certain requirements, such as being pregnant or having a child under the age of 18 who is uninsured.


A lot of people are wondering if New York offers health insurance to illegal immigrants. The short answer is that there is no clear answer, as the state does not track this information specifically. However, it’s worth noting that many private health insurers do not cover undocumented individuals for a variety of reasons — both moral and financial. If you’re in need of health insurance and you happen to be an undocumented immigrant, it’s important to speak with your insurer about your options so you can get the coverage you need.