First Chicago Insurance Company offers auto insurance policies to drivers across the United States for more than 100 years. The Chicago Ice Producers Mutual Liability Company was founded in 1920. In 2006, the company became a stock company and became a subsidiary J&P Holdings, Inc. This company has many products that can be used to meet drivers’ needs.
First Chicago auto insurance
First Chicago Insurance Company is primarily a auto insurance provider. It offers policies for personal and commercial driving. They offer friendly service and low rates.
Types of coverage
First Chicago Insurance Company offers these personal auto insurance coverages.
- Liability Insurance: Drivers will be covered for bodily injury or property damage if they are in an accident.
- Medical payments: This coverage covers medical expenses incurred for the policyholder or any passengers in an auto accident. You are also covered if you are a pedestrian who is struck by a car.
- Uninsured Driver Coverage: First Chicago Insurance Company currently provides three types of coverage to uninsured drivers. Customers who are injured in an accident with uninsured drivers will be covered by the Uninsured motorists Bodily Injuries coverage. If the other driver does not have enough insurance, the Underinsured Motorists Bodily injury coverage covers your injuries. Uninsured Motorist Property damage coverage covers you for any vehicle damage caused by an uninsured motorist.
- Collision Insurance: This coverage option covers damage to your vehicle that is caused by collisions with other cars or objects. Only drivers who have also selected Comprehensive Coverage in their policy will be eligible for collision coverage.
- Comprehensive Insurance: This option covers losses that are not due to collision. Comprehensive coverage is also known as “other than collision” coverage.
Get Discounts
First Chicago Insurance Company offers the following discounts to make policies less expensive for drivers:
- Advance Quote Policyholders who request a quote prior to their renewal date will be eligible for a discount when they transfer their coverage to First Chicago Insurance Company.
- Anti-Theft – Drivers with qualifying anti-theft devices installed in their cars may be eligible to receive a discount
- Defensive driver: Policyholders who have completed a qualifying defensive driving course can provide proof of passing to qualify for a defensive driving discount.
- Driving Record – Drivers who are safe (no traffic violations or accidents reported within the last five years) will receive a discount.
- Excellent Student: Students who consistently do well in school may submit their report card to get a student discount on their policies.
- Homeowners – Although First Chicago Insurance Company doesn’t offer homeowners insurance, it offers a discount for customers who have homeowners insurance elsewhere.
- Multicar: Customers who insure more than one vehicle with First Chicago Insurance Company can get a discount on their premium.
- Full Payment: You may pay less if your premium is paid monthly if you choose to pay in full for your policy.
- Renew: First Chicago Insurance Company will offer a discount if you are a loyal customer who renews your policy before the end of your coverage term.
- Previous Insurance: Drivers who have had previous insurance may be eligible for a discount. This is based on the length of their coverage with the provider and whether they meet the minimum requirements to receive coverage in their particular state.
First Chicago is a great option
First Chicago Insurance Company offers coverage to drivers who live in Iowa, Illinois and Indiana. This provider has more than 100 years experience in the insurance industry and is reliable. They offer both basic coverage and comprehensive coverage.
First Chicago Insurance Company does not cover drivers who live outside of their service area. First Chicago Insurance Company has a below-average financial strength rating from AM Best, despite its long history in insurance. The company’s financial strength rating may indicate that they are more susceptible to financial difficulties, which could affect their ability to pay claims for customers.
First Chicago reviews, ratings, customer satisfaction, and complaints
First Chicago Insurance Company currently has a B- (fair) financial strength rating from AM Best. Although this rating is higher than their C++ (marginal), it is still below the ideal level for an insurer.
First Chicago Insurance Company has been in business for more than 100 years, but does not have a J.D. Power customer satisfaction rating. The company has an A+ rating and is accredited by the Better Business Bureau (BBB).
The National Association of Insurance Commissioners maintains customer service ratings with 1.0 being a baseline. Scores above 1.0 indicate a higher than average number, and scores below 1.0 indicate a lower number. The First Chicago Insurance Company has a 4.82 company complaint index.
| Company | Rating |
|---|---|
| AM Best | B- |
| Better Business Bureau | A+ |
| NAIC | 4.82 |
First Chicago offers additional policies
- Commercial Auto Insurance
- General Liability Insurance
- Health Insurance
Questions frequently asked
What are the steps to obtain a First Chicago quote?
First Chicago Insurance Company offers coverage. Customers can request a free quote by either filling out the online form, or calling 1-888-262-88664. Customers will need to enter their ZIP code, name, birth date, marital status, vehicle information, and prior violations.
How can I file a claim at First Chicago?
First Chicago Insurance Company offers a 24 hour direct claim reporting line, where customers can submit a case. The hotline number is 1-888-262-88664. Customers can also submit an online accident form.
