Geico Homeowners Insurance Review

Geico’s home-insurance comes from third parties. Customers will not know the company from which their homeowners policy comes until they receive a quote. This can lead to a confusing customer experience. Geico homeowners insurance customers may be eligible for a discount on car insurance if they already have an auto policy.

About Geico home insurance

While Geico is best known for its auto insurance, it does provide the option for customers to purchase homeowners insurance through its website and agents. Geico acts as a broker, and connects customers with third-party homeowners insurance companies through the Geico Insurance Agency. Geico’s homeowners insurance policy will be purchased from another company.

Geico car insurance may already cover you. A homeowners policy could be eligible for a discount on your auto insurance. Geico does not allow you to select the insurance company you will be matched with. You will also need to file a claim with the third party to manage your policy once you have purchased it. Bundling is not an option.

These are just some of the standard coverage options. Your options for customizing your policy will vary depending on which Geico company you work with.

Geico home insurance discounts

Third-party homeowners insurance companies may offer discounts that are different from Geico Insurance Agency. However, there are a few discounts that can be obtained through Geico Insurance Agency. Geico Auto Insurance customers may be eligible for a discount when they purchase a homeowners policy.

Homes with the following may qualify for additional discounts

  • Security systems for your home.
  • Fire extinguishers and smoke detectors.

Learn more about Geico

Website: Get a quote for homeowners insurance from Geico affiliates. Also, learn more about different types of insurance. The site provides a list with contact numbers for all the companies within its network, including well-known insurers such as Travelers, Liberty Mutual, and The Hartford.

Other insurance: As with homeowners insurance, you can purchase Geico renters insurance through third parties. Geico also offers other types of insurance

Guide to buying homeowner’s insurance

Before you begin comparing quotes, determine how much coverage you require for your home. Do you need additional insurance to cover things like identity theft and sewer backups? Make sure you check to see if the company you are considering offers the options that you require.

Take a look at your personal property to ensure that you have enough coverage. What would it cost to replace them? All furniture, electronics, and household items should be included. This is the minimum amount you need for personal property insurance.

Compare rates from different insurers to ensure they offer the same deductibles and limits. While it might be tempting to pick the cheapest policy, you should also consider how many complaints each insurer has. If you have to file a claim, poor customer service can make a big difference in your experience.

Geico home insurance FAQ

Is Geico offering mobile home insurance?

Geico also offers manufactured and mobile insurance through third-party agents via the Geico Insurance Agency. Learn more about manufactured and mobile home insurance.

Who does Geico use for home insurance?

Geico partners with dozens of companies to offer homeowners policies, including Chubb, Homesite, Liberty Mutual and Travelers.

Is Geico offering home insurance in Florida

Geico offers homeowners policies across all 50 states, though it notes that there is a “limited market in Florida”. If your home isn’t covered, see our guide to Florida homeowners insurance for other options.