Good2Go offers non-standard car insurance to drivers who might otherwise have difficulty finding coverage. Although it may appear relatively new in the insurance industry, Good2Go has been around since its founding as an affiliate of American Independent Insurance Company for over 95 years.
In 2016, the company decided to consolidate its business and make it available under the Good2Go Auto Insurance brand. They specialize in providing minimum coverage, as well as collision and comprehensive. It is easy to overlook this company when you are researching larger insurers that offer coverage. It may be worth looking into if you are a high risk driver, or if you’re looking for lower car insurance rates.
Good2Go auto insurance
Good2Go coverage is usually basic but can provide what you need as an individual driver depending on your driving record and the state’s minimum coverage requirements. Good2Go covers drivers all across the United States, including Washington D.C.
Insurance
Good2Go’s coverage options include:
- Liability: This coverage protects you against financial liability if others are injured or property damaged in an accident you cause.
- Medical: This covers your medical costs if you or your passengers are injured in an automobile accident.
- Collision: This covers damage to your vehicle if it is involved in an accident with another vehicle, or object.
- Comprehensive: This provides financial protection against non-collision events like fire, hail, theft, and falling objects.
- Rental reimbursement: This covers you for the daily cost of your rental vehicle fees, while your car is being fixed during the claims process.
- Uninsured or underinsured motorist: This coverage will cover your expenses if you are hurt or are damaged in an accident that was caused by a driver who does not have insurance.
- Towing and labor costs: This coverage can be used to pay for towing or labor costs if your car is damaged in an accident or if you have to take it to the shop.
Get Discounts
Good2Go offers 12 discounts that will help you lower your monthly premium. Some of the most powerful options are:
- LifeSaver App: You could save as much as 5% if you download the LifeSaver App to your smartphone. This app helps you block text while driving.
- Safe driver: You can get a 10% to 30% discount if you have had a few minor accidents or traffic violations.
- Student who is a good student: Students aged 16-25 may be eligible for a 10% discount if they have a minimum B average. This policy is currently only available in New Jersey and Georgia.
- Multi-car insurance: You could save up to 32% by insuring multiple cars within the same household.
- You could get up to 31% off if you pay the entire year in advance
- Prior insurance: You could be eligible for a discount up to 40% if you have been insured for at least six consecutive months and you have not changed to Good2Go.
Ratings, reviews, customer satisfaction, and complaints about Good2Go Auto
Good2Go was awarded by Better Business Bureau in 2015. However, it has an F rating. Customers give Good2Go an average rating of 1 star. Many complain about poor customer service, including the filing and follow-up on claims. Poor claims processing and billing are also common complaints. Good2Go has received 145 complaints in the past three years and 84 in just the last twelve months.
Good2Go doesn’t have J.D. Good2Go does not have AM Best or Power ratings. Good2Go has an average National Association of Insurance Commissioners complaint Index — NAIC code 17957 — which is higher than the 2.0 maximum calculation.
Good2Go Auto could be a good choice
Although Good2Go may not be the best option for everyone, it is an option for those who have difficulty finding coverage with well-known auto insurance companies. Although it is easy to get Good2Go coverage, it can be challenging to navigate its website and find out more about its coverage options. Good2Go offers 24/7 customer support via their 855-MINIMO1 phone number.
Good2Go Auto offers additional policies
Good2Go is a specialist in car insurance, unlike other well-known insurers that offer many policies. The policies offer comprehensive and collision coverage options as well as liability-only car insurance.
Questions frequently asked
What information do you need to receive a Good2Go quote?
Good2Go will require you to give us personal information such as your name, address, and driver’s license. Information about your vehicle and driving history will also be required. You can request a quote online.
How can I file a claim at Good2Go
Good2Go can help you file a claim online or by calling 24/7. An automated system will take your information and contact you if you call after hours.
What is the time frame for reimbursement?
You can get more information from your claims agent. It depends on the nature of the accident and the investigation.