When a car is in an accident, it’s important that the insurance adjusters are able to determine speed very quickly. After all, if the accident was caused by someone going too fast, the insurance companies can adjust the value of the car to reflect that. There are a few ways they do this, but one of the most common is to use radar.
This technology uses electromagnetic waves to measure the speed of a vehicle. If you have ever been pulled over and had your speed measured using radar, you know just how accurate it can be. In fact, radar can measure speeds up to 300 mph! So if you are ever in doubt about whether or not you were going too fast, be sure to ask an insurance adjuster how they determined your speed.
The Basics of Speed
Insurance adjusters use a number of factors to determine the speed of an accident. These factors can include how fast the objects in collision were moving, what type of object was in collision, and the distance between the objects.
The Effects of Speed on Insurance Adjusters
When an insurance adjuster is determining if someone was driving at a speed that created a collision, they consider the size of the collision and how fast the colliding vehicles were traveling. There are three factors that the adjuster will consider when making this determination: The size of the vehicle in front of you, your own speed, and the distance between you and the vehicle in front of you.
The size of the vehicle in front of you is important because it affects how much force your car needs to hit that vehicle. If you are driving a small car, hitting a large truck will cause more damage than hitting a small truck. The distance between you and the vehicle in front of you is also important because it affects how long it would take for you to react if that truck stopped suddenly. If there is a big gap between you and the truck, it might be easier for them to stop suddenly without causing any injuries.
Your own speed is also important when determining if someone was driving too fast. Your adjuster will look at how fast you were going relative to other drivers on the road. If everyone was driving at 50 mph, but one driver was going 100 mph, their insurer would likely find that driver’s speed to be too high and increase their rates accordingly.
How Insurance Adjusters Determine Speed
Insurance adjusters use many factors to determine if a crash was caused by speed. These factors can include the severity of the injuries, the speeds involved in the crash, and whether vehicles were traveling in a designated traffic lane at the time of the crash.
